:root{--bg:#f6f6f4;--card:#fff;--ink:#081636;--muted:#3f4b63;--hint:#68748b;--blue:#1e2f8a;--blue2:#2e49b8;--soft:#eef2fa;--line:rgba(22,54,90,.12);--danger:#a33b32;--danger-bg:#fff2f0;--success:#17603a;--serif:Georgia,"Times New Roman",serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*{box-sizing:border-box}html{background:var(--bg);scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased}.shell{width:min(1040px,calc(100% - 48px));margin:auto;padding:38px 0 72px}.brand{display:inline-flex;align-items:center;gap:12px;color:var(--ink);font-weight:850;letter-spacing:.08em;text-decoration:none}.brand-mark{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--blue);color:#fff;font-size:22px}.hero{padding:72px 0 58px;max-width:900px}.eyebrow{margin:0 0 16px;color:var(--blue);font-size:13px;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.hero h1,.result-head h1{margin:0;font-family:var(--serif);font-size:clamp(43px,7vw,74px);font-weight:500;line-height:1.02;letter-spacing:-.045em}.hero .lead{max-width:800px;margin:24px 0 0;color:var(--muted);font-size:20px;line-height:1.55}.trust{display:flex;gap:10px 22px;flex-wrap:wrap;margin:25px 0 0;padding:0;list-style:none;color:var(--muted);font-size:14px;font-weight:650}.trust li:before{content:"✓";margin-right:7px;color:var(--blue)}.hero-as-of{display:block;width:max-content;max-width:100%;margin:18px 0 22px;padding:6px 10px;border:1px solid rgba(30,47,138,.13);border-radius:999px;background:#f7f9ff;color:var(--blue);font-size:12px;font-weight:650;line-height:1.4;cursor:default}.hero-model-note{max-width:760px;margin:18px 0 0}.hero-model-note>p{margin:0}button{font:inherit}.primary,.secondary{min-height:54px;padding:14px 22px;border-radius:13px;font-weight:800;cursor:pointer}.primary{border:0;background:var(--blue);color:#fff}.primary:hover{background:#14236e}.secondary{border:1px solid var(--blue);background:#fff;color:var(--blue)}.primary:focus-visible,.secondary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid rgba(30,47,138,.2);outline-offset:2px}.wizard{display:none}.wizard.active{display:block}.progress-wrap{position:sticky;top:0;z-index:5;padding:14px 0;background:rgba(246,246,244,.94);backdrop-filter:blur(8px)}.progress-meta{display:flex;justify-content:space-between;margin-bottom:8px;color:var(--hint);font-size:13px;font-weight:700}.progress{height:6px;border-radius:999px;background:#dde2eb;overflow:hidden}.progress span{display:block;height:100%;width:14.28%;border-radius:inherit;background:var(--blue);transition:width .25s ease}.step{display:none;max-width:760px;margin:35px auto 0;padding:40px;border:1px solid var(--line);border-radius:26px;background:var(--card);box-shadow:0 20px 60px rgba(8,22,54,.06)}.step.active{display:block}.step h2{margin:0 0 10px;font-family:var(--serif);font-size:clamp(31px,5vw,43px);font-weight:500;line-height:1.14}.intro,.help{color:var(--muted);line-height:1.6}.intro{margin:0 0 30px;font-size:17px}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:23px}.field{display:flex;flex-direction:column;gap:8px}.field.full{grid-column:1/-1}.field label,.legend{font-size:15px;font-weight:780;line-height:1.4}.help{margin:0;font-size:13px}.money{position:relative}.money:before{position:absolute;left:15px;bottom:16px;content:"CHF";color:var(--hint);font-size:14px;font-weight:750}.money input{padding-left:55px}input,select{width:100%;min-height:54px;padding:13px 14px;border:1px solid #adb6c7;border-radius:12px;background:#fff;color:var(--ink);font:inherit;font-size:17px}input[type=checkbox],input[type=radio]{width:21px;min-height:21px;margin:1px 0;accent-color:var(--blue)}.choices{display:grid;gap:10px}.choice{display:grid;grid-template-columns:24px 1fr;gap:12px;padding:16px;border:1px solid #c7ceda;border-radius:13px;cursor:pointer}.choice:has(input:checked){border-color:var(--blue);background:var(--soft)}.choice strong{display:block;margin-bottom:3px}.choice small{display:block;color:var(--muted);line-height:1.45}.check{display:grid;grid-template-columns:24px 1fr;gap:11px;align-items:start}.conditional[hidden]{display:none}.actions{display:flex;justify-content:space-between;gap:12px;margin-top:34px}.error{display:none;margin:18px 0 0;padding:14px 16px;border-radius:12px;background:var(--danger-bg);color:var(--danger);font-weight:650;line-height:1.5}.error.show{display:block}.loading{display:none;text-align:center;padding:80px 20px}.loading.active{display:block}.spinner{width:42px;height:42px;margin:0 auto 18px;border:4px solid #dce2ee;border-top-color:var(--blue);border-radius:50%;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.result{display:none}.result.active{display:block}.result-head{padding:54px 0 33px}.result-head h1{font-size:clamp(40px,6vw,64px)}.result-head .lead{color:var(--muted);font-size:18px}.metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.metric{min-height:154px;padding:25px;border:1px solid var(--line);border-radius:20px;background:#fff}.metric-label{margin:0 0 12px;color:var(--muted);font-size:14px;font-weight:750}.metric-value{margin:0;font-family:var(--serif);font-size:clamp(29px,4vw,42px);line-height:1.08;letter-spacing:-.025em}.metric-note{margin:9px 0 0;color:var(--hint);font-size:13px;line-height:1.45}.panel{margin-top:18px;padding:28px;border:1px solid var(--line);border-radius:20px;background:#fff}.panel h2{margin:0 0 20px;font-family:var(--serif);font-size:30px;font-weight:500}.chart-wrap{overflow:hidden}.chart{display:block;width:100%;height:auto;min-height:260px}.chart text{font-family:var(--sans);fill:var(--hint);font-size:12px}.chart .axis{stroke:#cbd2de}.chart .line{fill:none;stroke:var(--blue);stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.chart .area{fill:url(#wealthGradient)}.chart .marker{stroke:#8e99ad;stroke-width:1.5;stroke-dasharray:5 5}.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.fact{padding:19px;border-radius:14px;background:var(--soft)}.fact h3{margin:0 0 7px;font-size:16px}.fact p{margin:0;color:var(--muted);line-height:1.55}.warnings{display:grid;gap:10px}.warning{padding:15px 17px;border-left:4px solid #ad7931;border-radius:8px;background:#fff8e9;color:#5e4829;line-height:1.5}.assumptions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:0;padding:0;list-style:none}.assumptions li{position:relative;padding-left:20px;color:var(--muted);line-height:1.5}.assumptions li:before{position:absolute;left:0;content:"·";color:var(--blue);font-weight:900}.result-actions{display:flex;gap:12px;margin:28px 0}.privacy-note{margin:26px 0 0;color:var(--hint);font-size:13px;line-height:1.55}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:700px){.shell{width:min(100% - 32px,1040px);padding-top:24px}.hero{padding:49px 0 42px}.hero h1{font-size:clamp(39px,12vw,52px)}.hero .lead{font-size:17px}.trust{display:grid;gap:9px}.primary.hero-cta{width:100%}.hero-model-note{margin-top:14px}.step{margin-top:20px;padding:27px 20px;border-radius:20px}.fields,.metrics,.facts,.assumptions{grid-template-columns:1fr}.field.full{grid-column:auto}.actions{position:sticky;bottom:0;margin:28px -20px -27px;padding:14px 20px 18px;background:rgba(255,255,255,.96);border-radius:0 0 20px 20px}.actions button{flex:1}.metric{min-height:130px;padding:21px}.panel{padding:22px 17px}.result-actions{display:grid}.result-actions button{width:100%}.chart{min-width:620px}.chart-wrap{overflow-x:auto;padding-bottom:8px}.progress-wrap{margin:0 -16px;padding:12px 16px}.choice{padding:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.progress span{transition:none}.spinner{animation:none}}

/* Owner UX revision: shared FINAURA branding, safe money controls and explanations. */
.site-header{height:64px}.brand-logo{display:block;width:max-content;line-height:0}.brand-logo-image{display:block;width:176px;height:auto;transform:translateX(-11px);transform-origin:left center}.hero{padding-top:58px}.field[hidden],.mixed-guard[hidden]{display:none!important}
.money:before{display:none}.money input{padding-left:58px}.money-control{position:relative}.money-control>span{position:absolute;z-index:1;left:14px;top:50%;transform:translateY(-50%);color:var(--hint);font-size:14px;font-weight:750;pointer-events:none}.money-control input{font-variant-numeric:tabular-nums}
.source-help{display:flex;align-items:center;gap:8px 18px;flex-wrap:wrap;margin-top:14px;padding:14px 16px;border-radius:12px;background:var(--soft);font-size:14px}.source-help strong{width:100%}.source-help a{color:var(--blue);font-weight:700;text-underline-offset:3px}
.pk-age-confirm,.mixed-guard{padding:16px 18px;border-radius:14px;background:var(--soft)}.pk-age-confirm p,.mixed-guard p{margin:0 0 10px;color:var(--muted);line-height:1.55}.mixed-guard{border-left:4px solid #ad7931;background:#fff8e9}.mixed-guard>strong{display:block;margin-bottom:6px}.scenario-summary{max-width:850px;margin:22px 0 0;padding:18px 20px;border-left:4px solid var(--blue);border-radius:4px 14px 14px 4px;background:var(--soft);color:var(--ink);font-size:18px;line-height:1.6}.wealth-reasons{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px}.wealth-reason{padding:17px;border-radius:14px;background:var(--soft)}.wealth-reason h3{margin:0 0 8px;font-size:16px}.wealth-reason ul{margin:0;padding-left:19px;color:var(--muted);line-height:1.55}
.unknown-check{margin-top:3px;color:var(--muted);font-size:13px!important;font-weight:600!important}.pk-relationship,.pk-capital-note,.pk-plausibility{padding:16px 18px;border-radius:14px;line-height:1.55}.pk-relationship{border-left:4px solid var(--blue);background:var(--soft)}.pk-relationship strong,.pk-plausibility strong{display:block;margin-bottom:5px}.pk-relationship p,.pk-plausibility p{margin:0;color:var(--muted)}.more-variant{margin-top:12px}.more-variant summary{width:max-content;color:var(--blue);font-weight:750;cursor:pointer}.more-variant .choice{margin-top:10px}.mixed-values{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:14px 0}.pk-capital-note{border-left:4px solid #ad7931;background:#fff8e9;color:#5e4829}.pk-plausibility{border-left:4px solid var(--danger);background:var(--danger-bg)}.pk-plausibility .check{margin-top:12px}.cashflow-lines{display:grid;gap:0}.cashflow-line{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid var(--line)}.cashflow-line span{color:var(--muted)}.cashflow-line strong{white-space:nowrap}.cashflow-line.total{border-top:2px solid var(--ink);font-size:18px}.cashflow-line.balance{border-bottom:0;font-size:19px}.capital-flow{margin-top:18px;padding:18px;border-radius:14px;background:var(--soft)}.capital-flow strong{display:block;margin-bottom:5px;font-size:18px}.capital-flow p{margin:0;color:var(--muted);line-height:1.55}.thirteenth-note{margin:16px 0 0;color:var(--muted);line-height:1.55}
.asset-treatment{display:grid;gap:8px;margin:11px 0 0;padding:0;border:0}.asset-treatment legend{margin-bottom:2px;color:var(--muted);font-size:13px;font-weight:700}.asset-treatment label{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:650}.asset-treatment input{width:auto;margin:0}.asset-chart-legend{display:flex;gap:9px;flex-wrap:wrap}.asset-chart-legend button{display:flex;align-items:center;gap:7px;padding:8px 11px;border:1px solid var(--line);border-radius:999px;background:#fff;font-weight:750;cursor:pointer}.asset-chart-legend button[aria-pressed=false]{opacity:.45}.asset-chart-legend span{width:22px;border-top:4px solid var(--ink)}.asset-chart-legend button[data-asset-series=three-a] span{border-color:var(--blue)}.asset-chart-legend button[data-asset-series=free] span{border-color:#64728f;border-top-style:dashed}.asset-chart-wrap{overflow:hidden;margin-top:12px}.asset-chart{display:block;width:100%;height:auto}.asset-chart text{font-family:var(--sans);fill:var(--hint);font-size:12px}.asset-line{fill:none;stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.asset-total{stroke:var(--ink)}.asset-three-a{stroke:var(--blue)}.asset-free{stroke:#64728f;stroke-dasharray:9 6}.asset-line.series-hidden{opacity:0}.asset-pk-marker{stroke:#ad7931;stroke-width:2;stroke-dasharray:4 4}.asset-breakdown{max-width:620px;margin:18px 0}.asset-breakdown h3{margin:0 0 8px}.asset-breakdown>div{display:flex;justify-content:space-between;gap:18px;padding:10px 0;border-bottom:1px solid var(--line)}.asset-breakdown span{color:var(--muted)}.asset-total-row{font-size:18px;font-weight:800}.asset-total-row span{color:var(--ink)}
.simulator{margin-top:42px;padding-top:42px;border-top:1px solid var(--line)}.simulator-head{max-width:780px}.simulator-head h2{margin:0;font-family:var(--serif);font-size:clamp(32px,5vw,48px);font-weight:500;line-height:1.12}.simulator-head>p:last-child{color:var(--muted);font-size:17px;line-height:1.6}.sim-controls{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:24px}.sim-control{padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}.sim-control>label{display:block;margin-bottom:10px;font-weight:800}.sim-value{position:relative}.sim-value span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--hint);font-size:14px;font-weight:750}.sim-value input{padding-left:58px;font-variant-numeric:tabular-nums}.sim-control input[type=range]{width:100%;min-height:32px;margin:18px 0 2px;padding:0;border:0;accent-color:var(--blue);cursor:pointer}.sim-range-labels{display:flex;justify-content:space-between;color:var(--hint);font-size:12px;font-weight:650}.sim-status{min-height:20px;margin:13px 2px;color:var(--hint);font-size:13px}.simulator.is-loading .sim-status{color:var(--blue)}.sim-comparison{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(260px,.8fr);gap:16px}.sim-comparison>div,.sim-delta{border:1px solid var(--line);border-radius:18px;background:#fff}.sim-scenario-head{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:18px 20px 12px;margin-left:34%}.sim-scenario-head h3{margin:0;font-size:15px}.sim-comparison-row{display:grid;grid-template-columns:minmax(170px,1fr) repeat(2,minmax(130px,1fr));gap:12px;align-items:center;padding:15px 20px;border-top:1px solid var(--line)}.sim-metric-label{color:var(--muted);font-size:14px;font-weight:750}.sim-comparison-row div{display:grid;gap:3px}.sim-comparison-row small{display:none;color:var(--hint);font-weight:700}.sim-comparison-row strong{font-size:16px}.sim-delta{padding:20px}.sim-delta h3{margin:0 0 15px;font-size:17px}.sim-delta>div{display:grid;gap:12px}.sim-delta>div>div{display:grid;gap:3px;padding-bottom:11px;border-bottom:1px solid var(--line)}.sim-delta span{color:var(--muted);font-size:13px}.sim-delta strong{font-size:18px}.sim-delta p{margin:16px 0 0;color:var(--muted);line-height:1.55}.simulator-chart-panel{margin-top:16px}.sim-chart-legend{display:flex;gap:10px;flex-wrap:wrap}.sim-legend{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--ink);font-weight:750;cursor:pointer}.sim-legend[aria-pressed=false]{opacity:.48}.sim-legend span{width:25px;border-top:4px solid var(--blue)}.sim-legend.compare span{border-top-color:#64728f;border-top-style:dashed}.sim-tooltip{min-height:38px;margin:10px 0;padding:9px 12px;border-radius:10px;background:var(--soft);color:var(--muted);font-size:13px}.sim-chart-wrap{overflow:hidden}.sim-chart{display:block;width:100%;height:auto;touch-action:pan-y}.sim-chart text{font-family:var(--sans);fill:var(--hint);font-size:12px}.sim-axis{stroke:#cbd2de}.sim-line{fill:none;stroke-width:4;stroke-linecap:round;stroke-linejoin:round;transition:opacity .2s}.sim-basis{stroke:var(--blue)}.sim-compare{stroke:#64728f;stroke-dasharray:10 7}.sim-line.series-hidden{opacity:0}.sim-hit{fill:transparent;cursor:crosshair}.sim-reset{margin-top:18px}
.sim-control output{display:block;margin:-2px 0 6px;color:var(--blue);font-family:var(--serif);font-size:30px}
@media(max-width:700px){.site-header{height:48px}.brand-logo-image{width:132px;transform:translateX(-8px)}.hero{padding-top:40px}.source-help{align-items:flex-start;flex-direction:column}.scenario-summary{font-size:16px}.wealth-reasons,.mixed-values{grid-template-columns:1fr}.money-control input{min-width:0}.cashflow-line{align-items:flex-start;flex-direction:column;gap:4px}.cashflow-line strong{white-space:normal}}
@media(max-width:700px){.sim-controls,.sim-comparison{grid-template-columns:1fr}.sim-control{padding:18px}.sim-scenario-head{display:none}.sim-comparison-row{grid-template-columns:1fr 1fr;padding:16px}.sim-metric-label{grid-column:1/-1}.sim-comparison-row small{display:block}.simulator-chart-panel{padding:20px 12px}.sim-chart-wrap{overflow:hidden}.sim-chart{min-width:0}.sim-tooltip{line-height:1.45}.sim-reset{width:100%}}
@media(max-width:700px){.asset-chart{min-width:0}.asset-breakdown>div{align-items:flex-start;flex-direction:column;gap:4px}}

/* Keep the shared footer on the same content edges as the retirement-check shell. */
.shell>.unified-public-footer,
.shell>.unified-public-footer.unified-footer-mobile-inset{width:100%;max-width:none;margin-left:0}

.mobile-native-control{display:none}
@media(max-width:700px){
  .mobile-native-control{display:block;width:100%;min-height:54px}
  .mobile-native-select{padding:13px 42px 13px 14px;background:#fff;color:var(--ink);font-size:17px}
  #birth-date{display:none}
  .mobile-date-selects{grid-column:1/-1;margin:0;padding:0;border:0}
  .mobile-date-selects legend{margin-bottom:8px;font-size:15px;font-weight:780}
  .mobile-date-selects label{display:grid;grid-template-columns:54px 1fr;align-items:center;gap:10px;margin-top:8px}
  .mobile-date-selects label span{font-size:14px;font-weight:700}
  .mobile-date-selects select{min-width:0}
  .mobile-desktop-control{display:none}
  .mobile-desktop-control.mobile-custom-active{display:flex}
  .mobile-percent-control.mobile-custom-active{margin-top:8px}
  .mobile-saving-custom{display:none}
  .mobile-saving-custom.mobile-custom-active{display:flex}
  .mobile-savings-preset{margin-bottom:2px}
  .reserve-choices{display:none}
  #mobile-reserve-mode{margin-top:14px}
  input[type=number]{appearance:textfield;-moz-appearance:textfield}
  input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{margin:0;-webkit-appearance:none}
  input,select{min-height:56px}
}

/* Compact advisory scope and anonymized review preview. */
.professional-review .review-topics{display:grid;gap:.55rem;min-width:0}
.professional-review .review-topics label{display:flex;align-items:flex-start;gap:.65rem;min-height:48px;padding:.7rem .8rem;border:1px solid var(--line,#d6dce8);border-radius:12px;background:#fff}
.professional-review .review-topics input{flex:0 0 auto;margin-top:.15rem}
.professional-review .review-topic-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.55rem}
.professional-review .review-topic-list label{margin:0;min-height:52px;cursor:pointer;transition:border-color .15s ease,background-color .15s ease}
.professional-review .review-topic-list label:has(input:checked){border-color:#173f73;background:#edf4fc;color:#10294f}
.professional-review .review-topic-list label:focus-within{outline:3px solid rgba(23,63,115,.25);outline-offset:2px}
.professional-review .review-topic-list input{accent-color:#173f73}
.professional-review .review-topic-count{margin:.7rem 0 0;color:#44536a;font-weight:700}
.professional-review #review-topics-status:empty{display:none}
.professional-review .review-preview ul{display:grid;gap:.4rem;margin:.4rem 0 1rem;padding:0;list-style:none}
.professional-review .review-preview li{color:#10294f;font-weight:700}
.professional-review .review-message-preview{display:block!important;padding:.85rem 1rem!important;border:1px solid #d6dce8!important;border-radius:10px;background:#f7f9fc;white-space:normal;overflow-wrap:anywhere}
.professional-review .review-legal{padding:.85rem 1rem;border-left:4px solid #c79528;background:#fbf5e8;color:#10294f;border-radius:8px}
.professional-review .review-preview{min-width:0;overflow:hidden}
.professional-review .review-preview section{display:grid;gap:.25rem}
.professional-review .review-preview p{display:grid;grid-template-columns:minmax(8rem,.42fr) minmax(0,.58fr);gap:.75rem;margin:0;padding:.55rem 0;border-bottom:1px solid var(--line,#d6dce8)}
.professional-review .review-preview span{min-width:0;overflow-wrap:anywhere}
.professional-review form{scroll-margin-top:7rem}
.calculation-retry{margin-top:.75rem;min-height:48px}
.calculation-unavailable{border-left:4px solid #c79528;background:#fbf5e8;color:#10294f}
@media(max-width:600px){.professional-review .review-topic-list{grid-template-columns:1fr}}
@media(max-width:430px){.professional-review .review-preview p{grid-template-columns:1fr;gap:.2rem}.professional-review .review-actions{display:grid;grid-template-columns:1fr}.professional-review .review-actions button{width:100%;min-height:52px}}

/* Phase 3.2 wealth visualization */
.wealth-view-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px}.wealth-view-head h2{margin-bottom:0}.wealth-view-toggle{display:flex;padding:3px;border-radius:999px;background:var(--soft)}.wealth-view-toggle button{min-height:38px;padding:7px 12px;border:0;border-radius:999px;background:transparent;color:var(--muted);font-weight:750;cursor:pointer}.wealth-view-toggle button[aria-pressed=true]{background:#fff;color:var(--ink);box-shadow:0 2px 8px rgba(8,22,54,.1)}.wealth-visual-grid{display:grid;grid-template-columns:minmax(0,2fr) minmax(250px,1fr);gap:22px;margin-top:22px}.development-view,.composition-view{min-width:0}.composition-view{padding:18px;border-radius:16px;background:var(--soft)}.composition-view h3{margin:0 0 12px;font-size:17px;line-height:1.4}.asset-chart-tooltip,.donut-tooltip{min-height:38px;margin:10px 0;padding:9px 11px;border-radius:10px;background:var(--soft);color:var(--muted);font-size:13px;line-height:1.45}.asset-event-marker{stroke:#a6afbf;stroke-width:1.2;stroke-dasharray:4 5}.asset-pk-dot{fill:#a66e34;stroke:#fff;stroke-width:2}.asset-hit{fill:transparent;cursor:crosshair}.asset-total{stroke:var(--ink);stroke-width:5}.asset-three-a{stroke:#3158a8;stroke-dasharray:3 2}.asset-free{stroke:#4f8172;stroke-dasharray:10 6}.asset-chart-legend button[data-asset-series=three-a] span{border-color:#3158a8;border-top-style:dotted}.asset-chart-legend button[data-asset-series=free] span{border-color:#4f8172}.donut-wrap{display:grid;justify-items:center}.donut-graphic{position:relative;width:min(220px,100%);aspect-ratio:1}.donut{display:block;width:100%;height:100%}.donut-track{fill:none;stroke:#dce1e8;stroke-width:24}.donut-segment{fill:none;stroke-width:24;cursor:pointer;transition:opacity .15s,stroke-width .15s}.donut-segment:hover,.donut-segment:focus{stroke-width:29;outline:none}.donut-three-a{stroke:#3158a8}.donut-free{stroke:#4f8172}.donut-pk{stroke:#a66e34}.donut-center{position:absolute;inset:29%;display:grid;place-content:center;text-align:center;pointer-events:none}.donut-center strong{font-family:var(--serif);font-size:clamp(17px,2vw,23px);line-height:1.05}.donut-center span{margin-top:4px;color:var(--muted);font-size:11px}.donut-legend{display:grid;width:100%;gap:6px}.donut-legend button{display:grid;grid-template-columns:12px 1fr;gap:9px;align-items:start;width:100%;padding:7px;border:0;border-radius:9px;background:transparent;text-align:left;cursor:pointer}.donut-legend button:focus-visible{outline:3px solid rgba(30,47,138,.2)}.donut-legend button>span:first-child{width:10px;height:10px;margin-top:4px;border-radius:50%;background:#3158a8}.donut-legend .donut-legend-free>span:first-child{background:#4f8172}.donut-legend .donut-legend-pk>span:first-child{background:#a66e34}.donut-legend strong{display:block;margin-top:2px}.donut-empty{display:grid;place-content:center;min-height:220px;text-align:center}.donut-empty strong{font-family:var(--serif);font-size:32px}.donut-empty span{max-width:190px;margin-top:7px;color:var(--muted)}.wealth-delta{margin:12px 0 0;text-align:center;font-weight:800}.locked-note{margin:12px 0 0;padding:10px;border-left:3px solid #a66e34;background:#fff;color:var(--muted);font-size:13px;line-height:1.45}.asset-breakdown{max-width:none;margin-top:24px;padding-top:22px;border-top:1px solid var(--line)}.asset-breakdown .growth-row small{display:block;margin-top:4px;color:var(--hint);font-size:12px}.model-status{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0}.model-status span{padding:6px 9px;border-radius:999px;background:var(--soft);color:var(--muted);font-size:12px;font-weight:750}
@media(max-width:760px){.wealth-view-head{display:grid}.wealth-view-toggle{width:max-content}.wealth-visual-grid{grid-template-columns:1fr}.composition-view{padding:17px 12px}.asset-chart-wrap{overflow:hidden}.asset-chart{min-width:0}.donut-graphic{width:210px}.asset-chart-tooltip{font-size:12px}.asset-breakdown>div{align-items:flex-start;flex-direction:column;gap:4px}.wealth-view-toggle button{min-height:42px}}

.comparison-matrix{margin-top:34px}.comparison-matrix>header{max-width:800px;margin-bottom:24px}.comparison-matrix>header h2{margin:0;font-family:var(--serif);font-size:clamp(32px,5vw,48px);font-weight:500}.comparison-matrix>header>p:last-child{color:var(--muted);font-size:17px;line-height:1.55}.comparison-column-head,.comparison-row{display:grid;grid-template-columns:minmax(170px,.72fr) minmax(230px,1fr) minmax(360px,1.35fr);gap:18px;align-items:center}.comparison-column-head{padding:0 20px 12px;color:var(--muted);font-size:13px;letter-spacing:.06em}.comparison-column-head strong{color:var(--ink)}.comparison-column-head small{display:block;margin-top:3px;color:var(--hint);font-weight:600;letter-spacing:0}.comparison-group{margin-top:16px;border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden}.comparison-group>h3{margin:0;padding:17px 20px;background:var(--soft);font-size:18px}.comparison-row{min-width:0;padding:18px 20px;border-top:1px solid var(--line)}.comparison-name,.comparison-basis{display:grid;gap:4px}.comparison-name small,.comparison-basis small{color:var(--hint);font-size:11px;overflow-wrap:anywhere}.comparison-basis>span{font-weight:800;font-variant-numeric:tabular-nums}.comparison-edit{display:grid;grid-template-columns:minmax(145px,1fr) minmax(205px,1.15fr);gap:10px;align-items:start;min-width:0}.comparison-money{position:relative;min-width:0}.comparison-money>span{position:absolute;z-index:1;left:13px;top:50%;transform:translateY(-50%);color:var(--hint);font-size:13px;font-weight:750;pointer-events:none}.comparison-money input{padding-left:52px;font-variant-numeric:tabular-nums}.comparison-return{display:grid;grid-template-columns:42px minmax(90px,1fr) 42px;gap:5px}.comparison-return>button{min-height:54px;border:1px solid #adb6c7;border-radius:10px;background:#fff;color:var(--blue);font-size:20px;cursor:pointer}.comparison-return .percent-control input{padding-right:32px}.comparison-warning{grid-column:2;margin:0}.comparison-change{grid-column:1/-1;min-height:17px;color:var(--blue);font-size:12px;font-weight:800}.comparison-row.is-changed{box-shadow:inset 4px 0 0 var(--blue)}.comparison-simple .comparison-edit{grid-template-columns:minmax(0,1fr)}.comparison-select select{width:100%}.comparison-event-copy{display:block;padding:14px;border-radius:10px;background:var(--soft);color:var(--muted)}.comparison-live{margin:16px 2px;color:var(--muted);font-size:13px}.comparison-legacy-controls{display:none!important}.sim-null-state[hidden]{display:none!important}
@media(max-width:760px){.comparison-column-head{display:none}.comparison-group{overflow:visible}.comparison-group>h3{border-radius:18px 18px 0 0}.comparison-row{grid-template-columns:1fr;gap:12px;padding:18px 16px}.comparison-name{padding-bottom:3px}.comparison-basis,.comparison-edit{padding:13px;border-radius:12px;background:var(--soft)}.comparison-basis:before{content:"BASIS";color:var(--blue);font-size:11px;font-weight:900;letter-spacing:.08em}.comparison-edit{grid-template-columns:1fr}.comparison-edit:before{content:"VERGLEICH";grid-column:1/-1;color:var(--blue);font-size:11px;font-weight:900;letter-spacing:.08em}.comparison-return{grid-template-columns:42px minmax(0,1fr) 42px}.comparison-warning{grid-column:1}.comparison-row.is-changed{box-shadow:inset 4px 0 0 var(--blue)}.comparison-matrix input,.comparison-matrix select{max-width:100%}}
@media(min-width:761px) and (max-width:800px){.comparison-column-head{display:none}.comparison-group{overflow:visible}.comparison-group>h3{border-radius:18px 18px 0 0}.comparison-row{grid-template-columns:1fr;gap:12px;padding:18px 16px}.comparison-name{padding-bottom:3px}.comparison-basis,.comparison-edit{padding:13px;border-radius:12px}.comparison-edit{grid-template-columns:1fr}.comparison-basis:before{content:"BASIS";color:var(--blue);font-size:11px;font-weight:900;letter-spacing:.08em}.comparison-edit:before{content:"VERGLEICH";grid-column:1/-1;color:#6f4808;font-size:11px;font-weight:900;letter-spacing:.08em}.comparison-return{grid-template-columns:42px minmax(0,1fr) 42px}.comparison-warning{grid-column:1}.comparison-matrix input,.comparison-matrix select{max-width:100%}}

/* Result V2 */
.result-v2-core{margin:26px 0 16px;padding:26px 28px;border-left:5px solid var(--blue);border-radius:4px 18px 18px 4px;background:var(--soft)}.result-v2-core.is-gap{border-left-color:#a04444;background:#fff7f7}.result-v2-core.is-partial{border-left-color:#a66e34;background:#fffaf0}.result-v2-core h2{max-width:850px;margin:5px 0 8px;font-family:var(--serif);font-size:clamp(27px,4vw,40px);font-weight:500;line-height:1.18}.result-v2-core>p:last-child{max-width:820px;margin:0;color:var(--muted);line-height:1.55}.core-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px;margin:0 0 22px}.core-metrics article{min-width:0;padding:20px;border:1px solid var(--line);border-radius:17px;background:#fff}.core-metrics span,.core-metrics small{display:block;color:var(--muted);font-size:13px;line-height:1.4}.core-metrics strong{display:block;margin-top:8px;font-family:var(--serif);font-size:clamp(23px,3vw,32px);font-weight:500;line-height:1.16}.core-metrics strong small{display:inline;font-family:var(--sans);font-size:12px}.core-metrics article>small{margin-top:7px}.result-details{margin:12px 0;border:1px solid var(--line);border-radius:15px;background:#fff}.result-details>summary{min-height:54px;padding:16px 48px 16px 20px;cursor:pointer;font-weight:800;list-style:none;position:relative}.result-details>summary::-webkit-details-marker{display:none}.result-details>summary:after{content:"+";position:absolute;right:20px;color:var(--blue);font-size:22px;font-weight:500}.result-details[open]>summary:after{content:"−"}.result-details>summary:focus-visible{outline:3px solid rgba(30,47,138,.22);outline-offset:3px}.result-details>summary~*{margin-left:20px;margin-right:20px}.result-details>summary+*{margin-top:2px}.result-details>:last-child{margin-bottom:20px}.wealth-detail{margin-top:22px}.wealth-detail .composition-view{max-width:620px;margin-top:18px}.wealth-detail .asset-breakdown{margin-left:20px;margin-right:20px}.event-chart-markers{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}.event-chart-markers span{padding:7px 10px;border-left:3px solid #a66e34;border-radius:5px;background:#fff8ee;color:var(--muted);font-size:12px}.event-chart-markers strong{margin-right:5px;color:var(--ink)}.sim-horizon-control output{display:block;margin:2px 0 4px;font-family:var(--serif);font-size:30px}.sim-events{margin:20px 0;padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}.sim-events-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px}.sim-events-head h3{margin:0;font-size:20px}.sim-events-head p{margin:5px 0 0;color:var(--muted)}#sim-event-form{margin-top:20px;padding-top:20px;border-top:1px solid var(--line)}.sim-event-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.sim-event-grid label{display:grid;gap:7px;font-weight:750}.sim-event-actions{display:flex;gap:10px;margin-top:16px}.field-error{min-height:20px;margin:10px 0 0;color:#9d3030;font-size:13px}.sim-event-item{display:flex;justify-content:space-between;gap:14px;padding:14px 0;border-top:1px solid var(--line)}.sim-event-item:first-child{margin-top:18px}.sim-event-item>div:first-child{display:grid;gap:4px}.sim-event-item span{color:var(--muted);font-size:13px}.sim-event-item>div:last-child{display:flex;align-items:center;gap:10px}.text-button{padding:7px;border:0;background:transparent;color:var(--blue);font-weight:750;cursor:pointer}.text-button:focus-visible{outline:3px solid rgba(30,47,138,.22)}
@media(max-width:900px){.core-metrics{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.result-v2-core{padding:20px}.core-metrics,.sim-event-grid{grid-template-columns:1fr}.sim-events-head,.sim-event-item{display:grid}.sim-events-head .secondary{width:100%}.sim-event-item>div:last-child{justify-content:flex-start}.sim-event-actions{display:grid}.sim-event-actions button{width:100%}}

/* Result chart V2 */
.accumulation-panel .wealth-visual-grid{grid-template-columns:minmax(0,1fr)}.accumulation-panel .development-view{width:100%}.asset-chart-top{display:flex;align-items:flex-start;justify-content:space-between;gap:18px}.asset-chart-top .asset-chart-legend{gap:16px}.asset-chart-top .asset-chart-legend button{min-height:34px;padding:4px 2px;border:0;border-radius:4px;background:transparent;font-size:13px}.asset-chart-top .asset-chart-legend button:focus-visible{outline:3px solid rgba(30,47,138,.22);outline-offset:3px}.asset-chart-top .asset-chart-legend span{width:29px}.chart-explained{position:relative;max-width:360px}.chart-explained summary{color:var(--blue);font-size:13px;font-weight:750;cursor:pointer}.chart-explained summary:focus-visible{outline:3px solid rgba(30,47,138,.22);outline-offset:3px}.chart-explained p{position:absolute;z-index:2;right:0;width:340px;margin:8px 0 0;padding:13px 15px;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:0 10px 30px rgba(8,22,54,.1);color:var(--muted);font-size:13px;line-height:1.5}.asset-chart-hint{margin:12px 0 3px;color:var(--hint);font-size:12px}.asset-chart-tooltip{min-height:31px;margin:3px 0 7px;padding:5px 0;border-radius:0;background:transparent;font-size:12px}.asset-chart-wrap{width:100%;margin-top:0}.asset-chart{width:100%;min-height:420px}.asset-gridline{stroke:#e4e7ec;stroke-width:1}.asset-x-tick{stroke:#8994a7;stroke-width:1}.asset-axis-title{fill:var(--ink)!important;font-size:13px!important;font-weight:800}.asset-y-tick{font-variant-numeric:tabular-nums}.asset-milestone-line{stroke:#aeb6c3;stroke-width:1;stroke-dasharray:3 4}.asset-milestone-dot{fill:#fff;stroke:var(--ink);stroke-width:2}.asset-milestone-label{fill:var(--ink)!important;font-size:11px!important;font-weight:750}.asset-money-dot{fill:#fff;stroke:#a66e34;stroke-width:4;cursor:pointer}.asset-money-dot:focus{outline:none;stroke:var(--blue);stroke-width:6}.asset-focus-point{fill:transparent;stroke:transparent;cursor:crosshair}.asset-focus-point:focus{fill:#fff;stroke:var(--blue);stroke-width:4;outline:none}.asset-total{stroke-width:6}.asset-three-a,.asset-free{stroke-width:3}.chart-financial-events{margin-top:10px;padding-top:17px;border-top:1px solid var(--line)}.chart-financial-events h3{margin:0 0 10px;font-size:15px}.chart-financial-events>div{display:flex;gap:8px;flex-wrap:wrap}.chart-financial-events article{display:grid;grid-template-columns:auto auto;gap:2px 10px;min-width:180px;padding:9px 12px;border-left:2px solid #a66e34;background:#fbfaf7;font-size:12px}.chart-financial-events article strong{grid-column:1/-1}.chart-financial-events article span{color:var(--muted)}.chart-financial-events article b{font-variant-numeric:tabular-nums}.chart-financial-events button{grid-column:1/-1;width:max-content;padding:3px 0;border:0;background:transparent;color:var(--blue);font-size:12px;font-weight:750;cursor:pointer}.chart-financial-events button:focus-visible{outline:3px solid rgba(30,47,138,.22)}.comparison-chart-details{margin-top:18px}
@media(max-width:760px){.asset-chart-top{display:grid;gap:8px}.asset-chart-top .asset-chart-legend{gap:10px}.chart-explained p{position:static;width:auto}.asset-chart{min-height:0}.asset-chart-tooltip{line-height:1.4}.chart-financial-events>div{display:grid}.chart-financial-events article{min-width:0}.asset-y-tick{font-size:10px!important}.asset-milestone-label{font-size:10px!important}}@media(max-width:360px){.asset-chart-top .asset-chart-legend{display:grid;grid-template-columns:1fr 1fr}.asset-chart-top .asset-chart-legend button{justify-content:flex-start}.asset-chart-wrap{margin-left:-4px;width:calc(100% + 8px)}}
.event-chart-markers{display:none}

/* Phase 3.3 desired reserve */
.reserve-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin:1rem 0}.reserve-choice{display:block;cursor:pointer}.reserve-choice input{position:absolute;opacity:0}.reserve-choice span{display:flex;flex-direction:column;gap:.2rem;height:100%;padding:.9rem 1rem;border:1px solid var(--line);border-radius:12px;background:#fff}.reserve-choice:hover span{border-color:#6175c1;background:#f3f6fd}.reserve-choice input:checked+span{border-color:var(--blue);border-width:2px;background:var(--soft);box-shadow:0 0 0 3px rgba(30,47,138,.14)}.reserve-choice input:focus-visible+span{outline:3px solid rgba(30,47,138,.25);outline-offset:2px}.reserve-choice small{color:var(--muted)}.reserve-custom{margin-top:.8rem}.reserve-orientation{margin:1.1rem 0 0;padding:1rem;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.reserve-orientation h3{margin:0 0 .8rem;font-size:17px}.reserve-orientation>div{display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem}.reserve-orientation>div span{display:grid;gap:.2rem;padding:.65rem;border-radius:9px;background:#fff}.reserve-orientation b{font-size:14px}.reserve-orientation p{color:var(--muted);font-size:13px;line-height:1.5}.reserve-orientation details{font-size:13px}.reserve-orientation summary{color:var(--blue);font-weight:750;cursor:pointer}.reserve-result{border-left:4px solid var(--blue)}.reserve-result h2{margin:.2rem 0 .6rem}.asset-reserve-line{stroke:#8a5d20;stroke-width:2;stroke-dasharray:10 6}.asset-reserve-label{fill:#6f4919!important;font-size:12px!important;font-weight:700}.donut-reserve{stroke:#8490a3}.donut-legend .donut-legend-reserve>span:first-child{background:#8490a3}.donut-center small{margin-top:4px;color:var(--hint);font-size:9px}.reserve-coverage-note{width:100%;margin:.7rem 0 0;padding:.7rem;border-left:3px solid #8490a3;background:#fff;color:var(--muted);font-size:12px;line-height:1.5}.donut-reserve-note{padding:.7rem;border-radius:8px;background:#fff;font-size:.9rem}.reserve-allocation{display:grid!important;grid-template-columns:1fr auto;align-items:start!important;padding:.8rem 0!important;border-bottom:0!important}.reserve-allocation span{display:block}.reserve-allocation small{display:block;margin-top:.25rem;color:var(--hint);font-size:12px}.sim-reserve{grid-column:1/-1;border:1px solid var(--line);border-radius:12px;padding:1rem}.sim-reserve legend{font-weight:700;padding:0 .35rem}.sim-reserve>label{display:inline-flex;align-items:center;gap:.35rem;margin:.35rem .8rem .35rem 0}.sim-reserve-custom{max-width:360px;margin-top:.7rem}
@media(max-width:760px){.reserve-choices{grid-template-columns:1fr}.reserve-choice span{padding:.75rem .85rem}.reserve-choice:hover span{border-color:var(--line);background:#fff}.reserve-choice input:checked+span{border-color:var(--blue);background:var(--soft)}.reserve-orientation>div{grid-template-columns:1fr}.sim-reserve>label{display:flex;margin:.55rem 0}.asset-reserve-label{font-size:10px!important}.reserve-allocation{grid-template-columns:1fr!important}.reserve-allocation strong{margin-bottom:.45rem}}

/* Final pre-live UX */
.field-period{margin:-2px 0 0;color:var(--hint);font-size:12px;font-weight:750}.zero-choice{margin-top:.35rem;padding:.7rem;border-radius:10px;background:var(--soft);font-size:13px!important}.calculation-details{padding:.8rem 1rem;border:1px solid var(--line);border-radius:12px;background:#fff}.calculation-details summary{color:var(--blue);font-weight:800;cursor:pointer}.calculation-details p{margin:.7rem 0 0;color:var(--muted);font-size:13px;line-height:1.55}.scenario-timeline{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.7rem;margin:1.1rem 0 0}.scenario-timeline p{display:grid;gap:.3rem;margin:0;padding:.8rem;border-radius:12px;background:var(--soft)}.scenario-timeline span{color:var(--muted);font-size:12px;font-weight:700}.scenario-timeline strong{font-size:14px;line-height:1.35}.asset-reserve-recall{margin:.35rem 0;padding:.75rem;border-left:3px solid #8490a3;border-radius:0 9px 9px 0;background:var(--soft)}.asset-reserve-recall p{margin:.2rem 0;color:var(--muted);font-size:12px;line-height:1.45}.asset-reserve-recall strong{color:var(--ink)}
@media(max-width:760px){.scenario-timeline{grid-template-columns:1fr}.scenario-timeline p{padding:.7rem}.calculation-details{padding:.75rem}.zero-choice{padding:.65rem}}

/* Pre-live customer intent entry */
.intent-entry{width:100%;max-width:none;margin:42px 0 0;padding:40px;border:1px solid var(--line);border-radius:26px;background:#fff;box-shadow:0 20px 60px rgba(8,22,54,.06)}.intent-entry[hidden]{display:none}.intent-entry h2{max-width:720px;margin:0;font-family:var(--serif);font-size:clamp(32px,5vw,48px);font-weight:500;line-height:1.12}.intent-choices{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:26px}.intent-choice{display:block;cursor:pointer}.intent-choice input{position:absolute;opacity:0}.intent-choice span{display:flex;flex-direction:column;gap:.55rem;height:100%;min-height:190px;padding:20px;border:1px solid #c7ceda;border-radius:16px;background:#fff}.intent-choice strong{font-size:18px;line-height:1.35}.intent-choice small{color:var(--muted);font-size:14px;line-height:1.5}.intent-choice:hover span{border-color:#6175c1;background:#f3f6fd}.intent-choice input:checked+span{border:2px solid var(--blue);background:var(--soft);box-shadow:0 0 0 3px rgba(30,47,138,.14)}.intent-choice input:focus-visible+span{outline:3px solid rgba(30,47,138,.25);outline-offset:3px}.intent-actions{display:flex;justify-content:space-between;gap:12px;margin-top:24px}.result[data-intent=REACH_GOAL] #simulator{margin-top:20px;padding:24px;border:2px solid rgba(30,47,138,.18);border-radius:20px;background:var(--soft)}
@media(max-width:800px){.intent-entry{margin-top:20px;padding:27px 20px;border-radius:20px}.intent-choices{grid-template-columns:1fr}.intent-choice span{min-height:0;padding:17px}.intent-choice:hover span{border-color:#c7ceda;background:#fff}.intent-choice input:checked+span{border-color:var(--blue);background:var(--soft)}.intent-actions{display:grid;grid-template-columns:1fr}.intent-actions button{width:100%}}
.methodology{margin-top:24px;padding:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.methodology summary{padding:15px 0;color:var(--ink);font-weight:850;cursor:pointer}.methodology-body{padding:0 0 16px}.methodology dl{display:grid;margin:0}.methodology dl>div{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:10px 0;border-top:1px solid rgba(22,54,90,.08)}.methodology dt{font-weight:800}.methodology dd{margin:0;color:var(--muted);line-height:1.5}.methodology small{display:block;margin-top:5px}.methodology a{color:var(--blue);font-weight:750}.methodology-body>p{margin:12px 0 0;color:var(--hint);font-size:12px;line-height:1.5}@media(max-width:760px){.methodology{margin-top:19px}.methodology summary{padding:13px 0}.methodology-body{padding-bottom:13px}.methodology dl>div{grid-template-columns:1fr;gap:3px;padding:9px 0}.methodology dd{font-size:13px}.methodology-body>p{font-size:11px}}
.inline-info{margin:0 0 18px;border:0}.inline-info[hidden]{display:none}.inline-info summary{display:flex;width:max-content;max-width:100%;min-height:44px;align-items:center;gap:4px;padding:8px 10px;border-radius:10px;background:var(--soft);color:var(--blue);font-size:13px;font-weight:800;line-height:1.35;cursor:pointer;list-style:none}.inline-info summary::-webkit-details-marker{display:none}.inline-info summary:focus-visible{outline:3px solid rgba(30,47,138,.25);outline-offset:2px}.inline-info summary span[aria-hidden]{font-size:16px}.inline-info>div{max-width:650px;margin-top:7px;padding:12px 14px;border-left:3px solid var(--blue);border-radius:0 10px 10px 0;background:#f7f9ff;color:var(--muted);font-size:13px;line-height:1.55}.early-pk-info{margin-top:-5px}.pk-step-info{margin:2px 0 24px}@media(max-width:760px){.inline-info summary{width:100%;min-height:48px}.inline-info>div{width:100%;padding:11px 12px}.pk-step-info{margin-bottom:19px}.actions button{min-width:0;padding-left:12px;padding-right:12px}}
.required-status-card{width:100%;padding:13px 15px;border:1px solid #d4a238;border-left:6px solid #b98524;border-radius:6px 13px 13px 6px;background:#fff3d6;color:var(--ink)}.required-status-card[hidden]{display:none}.required-status-card strong{display:block;font-size:16px;line-height:1.35}.required-status-card p{margin:5px 0 0;font-size:14px;line-height:1.45}.pk-requirement-age-status{white-space:nowrap}.pk-requirement.is-complete{border-color:#70a98a;border-left-color:#2f7d57;background:#eef8f2}.pk-step-info{margin:2px 0 24px}
.reserve-protection-note{margin:0 0 20px;color:var(--navy)}.reserve-protection-note p+ p{margin-top:9px}
.pk-missing-help{margin-top:20px;padding:18px;border:1px solid var(--line);border-radius:16px;background:#f7f9ff}.pk-missing-help[hidden],.pk-request-flow[hidden],.pk-manual-fields[hidden],.pk-directory-selection[hidden],.pk-request-draft[hidden]{display:none}.pk-missing-help h3,.pk-request-draft h3{margin:0 0 6px;font-size:18px}.pk-missing-help>p{margin:0 0 12px;color:var(--muted)}.pk-request-flow{display:grid;gap:14px;margin-top:17px;padding-top:17px;border-top:1px solid var(--line)}.pk-directory-results{display:grid;gap:5px}.pk-directory-results:empty{display:none}.pk-directory-results button{min-height:44px;padding:9px 11px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--ink);text-align:left;cursor:pointer}.pk-directory-results button:focus-visible,.pk-manual-toggle:focus-visible{outline:3px solid rgba(30,47,138,.25);outline-offset:2px}.pk-directory-results p{margin:0;color:var(--muted);font-size:13px}.pk-manual-toggle{width:max-content;padding:3px;border:0;background:transparent;color:var(--blue);font:inherit;font-size:13px;font-weight:800;text-decoration:underline;cursor:pointer}.pk-manual-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:14px;border-radius:12px;background:#fff}.pk-contact-search{align-self:end}.pk-manual-fields .help{grid-column:1/-1}.pk-directory-selection{display:grid;gap:5px;padding:14px;border-left:3px solid var(--blue);border-radius:0 10px 10px 0;background:#fff}.pk-directory-selection>span,.pk-directory-selection>small{color:var(--muted);font-size:12px}.pk-directory-selection>strong{font-size:17px}.pk-directory-selection p{margin:0}.pk-directory-selection>div{display:flex;gap:12px;flex-wrap:wrap}.pk-directory-selection a{color:var(--blue);font-size:13px;font-weight:800}.pk-request-draft{display:grid;gap:7px;padding-top:16px;border-top:1px solid var(--line)}.pk-request-draft textarea{width:100%;padding:13px;border:1px solid #adb6c7;border-radius:12px;background:#fff;color:var(--ink);font:inherit;line-height:1.5;resize:vertical}.pk-request-actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:5px}.pk-request-actions .primary{display:inline-flex;align-items:center;text-decoration:none}.pk-request-actions [hidden]{display:none}@media(max-width:760px){.pk-missing-help{padding:15px 13px}.pk-missing-help>button,.pk-request-flow>.primary,.pk-contact-search{width:100%}.pk-manual-fields{grid-template-columns:1fr}.pk-manual-fields .help{grid-column:auto}.pk-request-actions{display:grid}.pk-request-actions>*{width:100%;justify-content:center;text-align:center}.pk-manual-toggle{width:auto;text-align:left}}

/* Progressive PK data and benefit-variant flow */
.pk-availability{margin:0;padding:0;border:0}.pk-availability[hidden]{display:none}.pk-availability>legend{margin-bottom:12px;font-size:17px;font-weight:800;line-height:1.4}.pk-availability-status{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 15px;border:1px solid rgba(30,47,138,.16);border-radius:13px;background:var(--soft)}.pk-availability-status[hidden]{display:none}.pk-availability-status strong{font-size:15px}.pk-availability-status button{min-height:40px;padding:6px 8px;border:0;background:transparent;color:var(--blue);font:inherit;font-size:13px;font-weight:800;text-decoration:underline;cursor:pointer}.pk-availability-status button:focus-visible{outline:3px solid rgba(30,47,138,.25);outline-offset:2px}.pk-known-flow[hidden],.pk-stage[hidden]{display:none}.pk-known-flow{display:grid;gap:18px;margin-top:20px}.pk-stage{padding:18px;border:1px solid var(--line);border-radius:15px;background:#fff}.pk-stage>.field{max-width:520px}.pk-meta-stage{display:grid;grid-template-columns:1fr 1fr;gap:14px}.pk-mode-stage h3{margin:0 0 18px;font-family:var(--serif);font-size:26px;font-weight:500}.pk-mode-inputs{display:none}.pk-share-control{--capital-share:0%;display:grid;gap:10px}.pk-share-ends{display:flex;justify-content:space-between;gap:12px;color:var(--muted);font-size:13px;font-weight:800}.pk-share-control input[type=range]{width:100%;height:46px;min-height:46px;margin:0;padding:0;border:0;background:transparent;cursor:pointer;accent-color:var(--blue);touch-action:pan-y}.pk-share-control input[type=range]::-webkit-slider-runnable-track{height:10px;border-radius:999px;background:linear-gradient(to right,var(--blue) 0 calc(100% - var(--capital-share)),#a66e34 calc(100% - var(--capital-share)) 100%)}.pk-share-control input[type=range]::-webkit-slider-thumb{width:28px;height:28px;margin-top:-9px;border:4px solid var(--blue);border-radius:50%;background:#fff;box-shadow:0 0 0 2px rgba(255,255,255,.9),0 2px 7px rgba(8,22,54,.28);transition:border-width .15s,box-shadow .15s;-webkit-appearance:none}.pk-share-control input[type=range]:hover::-webkit-slider-thumb{border-width:5px}.pk-share-control input[type=range]::-moz-range-track{height:10px;border-radius:999px;background:linear-gradient(to right,var(--blue) 0 calc(100% - var(--capital-share)),#a66e34 calc(100% - var(--capital-share)) 100%)}.pk-share-control input[type=range]::-moz-range-thumb{width:20px;height:20px;border:4px solid var(--blue);border-radius:50%;background:#fff;box-shadow:0 0 0 2px rgba(255,255,255,.9),0 2px 7px rgba(8,22,54,.28);transition:border-width .15s,box-shadow .15s}.pk-share-control input[type=range]:hover::-moz-range-thumb{border-width:5px}.pk-share-control input[type=range]:focus-visible{outline:4px solid rgba(30,47,138,.3);outline-offset:3px}.pk-share-control input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 3px #fff,0 0 0 7px rgba(30,47,138,.35)}.pk-share-control input[type=range]:focus-visible::-moz-range-thumb{box-shadow:0 0 0 3px #fff,0 0 0 7px rgba(30,47,138,.35)}.pk-share-control output{display:block;color:var(--ink);font-size:18px;font-weight:850;text-align:center}.pk-regulation-note{margin:12px 0 0;color:var(--muted);font-size:13px;line-height:1.5}.pk-mode-stage .mixed-guard{margin-top:18px}.pk-mode-stage .pk-capital-note,.pk-mode-stage .pk-plausibility{margin-top:16px}.mixed-guard #request-mixed-values{margin-top:14px}.pk-capital-note{border-left-color:#a66e34}
.pk-sub-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:20px}.pk-sub-actions .primary,.pk-sub-actions .secondary{min-width:120px}.pk-stage>.pk-sub-actions:has(.secondary:first-child){justify-content:space-between}
.saving-input-row{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:8px}.saving-input-row input{min-width:0}.max-contribution{min-height:54px;padding:10px 13px;border:1px solid var(--blue);border-radius:12px;background:var(--soft);color:var(--blue);font-weight:850;cursor:pointer}.max-contribution:disabled{border-color:var(--line);color:var(--hint);cursor:wait}.monthly-equivalent{min-height:20px;margin:0;color:var(--muted);font-size:13px}.reserve-guidance{margin:18px 0 0;padding:13px 15px;border-left:3px solid var(--blue);background:var(--soft);color:var(--muted);font-size:13px;line-height:1.55}
.ne-calculator-info{padding:18px;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.ne-calculator-info h3{margin:0 0 8px;font-size:18px}.ne-calculator-info p{line-height:1.55}.external-calculator-link{display:inline-flex;align-items:center;justify-content:center;margin:4px 0 8px;text-decoration:none}.ne-spouse-exemption label{display:grid;gap:3px}.ne-spouse-exemption small{color:var(--muted);font-weight:500;line-height:1.45}
.ne-spouse-details{padding:18px;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.ne-spouse-details>h3{margin:0 0 14px;font-size:18px}.ne-spouse-confirmation{display:grid;grid-template-columns:auto minmax(0,1fr);gap:5px 10px;margin-top:16px}.ne-spouse-confirmation input{grid-row:1;grid-column:1}.ne-spouse-confirmation label{grid-row:1;grid-column:2;font-weight:750;line-height:1.5}.ne-spouse-confirmation p{grid-column:2;margin:0}.field-guidance{min-height:0;margin:8px 0 0;padding:10px 12px;border-left:3px solid var(--blue);background:#fff;color:var(--muted);font-size:13px;line-height:1.5}.field-guidance:empty{display:none}
.purchasing-power-label{color:var(--blue);font-size:14px}.inflation-assumption{padding:15px 17px;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.inflation-summary{display:flex;align-items:center;justify-content:space-between;gap:12px}.inflation-summary button{border:0;background:transparent;color:var(--blue);font-weight:800;text-decoration:underline;cursor:pointer}.inflation-assumption #inflation-editor{margin-top:16px}.inflation-stepper{display:grid;grid-template-columns:48px minmax(0,150px) 48px;gap:8px;align-items:center;margin:8px 0}.inflation-stepper button{min-height:48px;border:1px solid var(--blue);border-radius:11px;background:#fff;color:var(--blue);font-size:22px;font-weight:800}.inflation-stepper .percent-control{position:relative}.inflation-stepper .percent-control span{position:absolute;right:13px;top:50%;transform:translateY(-50%);color:var(--hint)}.inflation-stepper input{padding-right:34px}.nominal-need-orientation{margin:12px 0 0;color:var(--muted);font-size:13px;line-height:1.5}.real-value-note,.inflation-result-note{margin:12px 0 0;padding:12px 14px;border-left:3px solid var(--blue);background:var(--soft);color:var(--muted);font-size:13px;line-height:1.55}.comparison-inflation-editor{display:grid;grid-template-columns:42px minmax(72px,110px) 42px;gap:6px;align-items:center}.comparison-inflation-editor button{min-height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;font-weight:850}.comparison-inflation-editor .percent-control{position:relative}.comparison-inflation-editor .percent-control span{position:absolute;right:10px;top:50%;transform:translateY(-50%)}.comparison-inflation-editor input{padding-right:30px}.inflation-explanation{margin:10px 0 0;color:var(--muted);font-size:13px;line-height:1.5}
.result-general-notes{display:grid;gap:4px;margin:20px 0 0;padding:13px 15px;border-left:3px solid var(--blue);background:var(--soft);color:var(--muted);font-size:13px;line-height:1.5}.result-general-notes p{margin:0}.position-contribution-note{margin:14px 0 18px;padding:11px 13px;border-radius:10px;background:var(--soft);color:var(--muted);font-size:13px;line-height:1.5}
.field-error{margin:0;color:var(--danger);font-size:13px;font-weight:700;line-height:1.45}.field-error[hidden]{display:none}input[aria-invalid=true]{border-color:var(--danger);box-shadow:0 0 0 1px var(--danger)}
.need-method{margin:0;border:1px solid var(--line);border-radius:14px;background:#fff}.need-method summary{padding:13px 15px;color:var(--blue);font-weight:800;cursor:pointer}.need-method>div{padding:0 15px 15px;color:var(--muted);font-size:13px;line-height:1.55}.need-method p{margin:8px 0 0}
.result-overview{display:grid;gap:14px;margin-bottom:18px}.wealth-now-retirement{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.wealth-now-retirement article,.capital-target,.scenario-coverage{padding:21px;border:1px solid var(--line);border-radius:18px;background:#fff}.wealth-now-retirement span,.capital-target span,.scenario-coverage>span{display:block;color:var(--muted);font-size:13px;font-weight:800;line-height:1.4}.wealth-now-retirement strong{display:block;margin-top:8px;font-family:var(--serif);font-size:clamp(26px,4vw,36px);font-weight:500}.wealth-now-retirement small{display:block;margin-top:7px;color:var(--hint);line-height:1.4}.capital-target{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.capital-target>div+div{border-left:1px solid var(--line);padding-left:14px}.capital-target strong{display:block;margin-top:6px;font-size:21px}.scenario-coverage{border-left:5px solid var(--blue)}.scenario-coverage.is-gap{border-left-color:#a04444}.scenario-coverage.is-partial{border-left-color:#a66e34;background:#fffaf0}.scenario-coverage p{margin:8px 0;color:var(--muted);line-height:1.5}.scenario-coverage>strong{font-size:22px}
@media(max-width:760px){.pk-known-flow{gap:14px;margin-top:16px}.pk-stage{padding:15px 13px}.pk-meta-stage{grid-template-columns:1fr}.pk-mode-stage h3{font-size:23px}.pk-share-control input[type=range]{height:54px;min-height:54px}.pk-share-ends{font-size:12px}.pk-share-control output{font-size:16px}.mixed-guard #request-mixed-values{width:100%;padding-left:12px;padding-right:12px}.pk-availability .choice{padding:14px}.pk-availability-status{padding:10px 12px}.pk-availability-status button{min-height:44px}.pk-share-control input[type=range]:hover::-webkit-slider-thumb{border-width:4px}.pk-share-control input[type=range]:hover::-moz-range-thumb{border-width:4px}.pk-sub-actions .primary,.pk-sub-actions .secondary{min-width:0;flex:1}}
@media(max-width:760px){.wealth-now-retirement{grid-template-columns:1fr}.capital-target{grid-template-columns:1fr}.capital-target>div+div{border-left:0;border-top:1px solid var(--line);padding:12px 0 0}.max-contribution{padding-left:10px;padding-right:10px;font-size:13px}}

/* Planning Flow V2 and stacked wealth composition */
.planning-horizon-card{display:grid;gap:14px;padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff}.planning-horizon-card>label{font-family:var(--serif);font-size:25px;font-weight:500}.planning-horizon-card output{color:var(--blue);font-size:20px;font-weight:850}.planning-horizon-card input[type=range]{width:100%;min-height:44px;accent-color:var(--blue)}.horizon-range{display:flex;justify-content:space-between;color:var(--muted);font-size:12px;font-weight:750}.horizon-quick{display:flex;gap:8px}.horizon-quick button{min-width:58px;min-height:42px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--ink);font:inherit;font-weight:800;cursor:pointer}.horizon-quick button[aria-pressed=true]{border-color:var(--blue);background:var(--soft);color:var(--blue)}.planning-events-choice{margin:24px 0 0;padding:0;border:0}.planning-events-choice legend{margin-bottom:12px;font-size:17px;font-weight:800}.planning-events{display:grid;gap:15px;margin-top:18px;padding:18px;border:1px solid var(--line);border-radius:16px;background:#f8faff}.planning-events[hidden]{display:none}.planning-events-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px}.planning-events-head h3{margin:0;font-size:19px}.planning-events-head p{max-width:620px;margin:5px 0 0;color:var(--muted);font-size:13px;line-height:1.5}.planning-event-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.planning-event-grid label{display:grid;gap:6px;font-size:13px;font-weight:800}.planning-event-actions{display:flex;gap:9px;margin-top:14px}.planning-event-item{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0;border-top:1px solid var(--line)}.planning-event-item>div:first-child{display:grid;gap:3px}.planning-event-item span,.planning-event-item small{color:var(--muted);font-size:12px}.planning-event-item b{font-size:14px}.planning-event-item>div:last-child{display:flex;gap:10px}.planning-event-item button{border:0;background:transparent;color:var(--blue);font:inherit;font-size:13px;font-weight:800;text-decoration:underline;cursor:pointer}.planning-event-more{margin-top:10px}
.asset-stack-chart .asset-area{stroke-width:1.75;stroke-linejoin:miter;opacity:1;transition:opacity .15s}.asset-stack-chart .asset-reserve{fill:#718096;stroke:#4f5d70}.asset-stack-chart .asset-free{fill:#3f8b7b;stroke:#286b5e}.asset-stack-chart .asset-three-a{fill:#356da8;stroke:#1f568e}.asset-stack-chart .asset-pk{fill:#c39343;stroke:#946823}.asset-stack-chart .asset-total{fill:none;stroke:#002d54;stroke-width:4.5;stroke-linejoin:miter}.asset-stack-chart .series-hidden{opacity:.1}.asset-chart-legend [data-asset-series] span{width:16px;height:12px;border:1px solid transparent;border-radius:3px}.asset-chart-legend [data-asset-series=reserve] span{border-color:#4f5d70;background:#718096}.asset-chart-legend [data-asset-series=free] span{border-color:#286b5e;background:#3f8b7b}.asset-chart-legend [data-asset-series=three-a] span{border-color:#1f568e;background:#356da8}.asset-chart-legend [data-asset-series=pk] span{border-color:#946823;background:#c39343}.asset-chart-legend [data-asset-series=total] span{width:18px;height:0;border:0;border-top:4px solid #002d54;border-radius:0;background:transparent}.asset-stack-chart .asset-hit{fill:transparent}.asset-chart-tooltip.has-component-swatches{display:flex;flex-wrap:wrap;gap:7px 15px;align-items:center}.asset-chart-tooltip .tooltip-age,.asset-chart-tooltip .tooltip-total{font-weight:850}.asset-chart-tooltip .tooltip-component{display:inline-flex;align-items:center;gap:6px}.asset-chart-tooltip .tooltip-swatch{width:11px;height:11px;border:1px solid transparent;border-radius:2px;flex:0 0 auto}.asset-chart-tooltip .tooltip-reserve{border-color:#4f5d70;background:#718096}.asset-chart-tooltip .tooltip-free{border-color:#286b5e;background:#3f8b7b}.asset-chart-tooltip .tooltip-three-a{border-color:#1f568e;background:#356da8}.asset-chart-tooltip .tooltip-pk{border-color:#946823;background:#c39343}
@media(max-width:760px){.planning-horizon-card{padding:16px 13px}.planning-horizon-card>label{font-size:22px}.planning-events-head{display:grid}.planning-events-head button{width:100%}.planning-event-grid{grid-template-columns:1fr}.planning-event-actions{display:grid}.planning-event-actions button{width:100%}.planning-event-item{align-items:flex-start}.planning-event-item>div:last-child{display:grid}.horizon-quick button{flex:1}.asset-stack-chart .asset-total{stroke-width:3}}
@media(max-width:340px){.planning-events{padding:13px 10px}.planning-event-item{display:grid}.planning-event-item>div:last-child{display:flex}.planning-horizon-card output{font-size:18px}}

/* Simulator CHF input cleanup */
.planning-event-grid .money-control,.sim-value:has(#sim-need),.sim-value:has(#sim-3a),.sim-value:has(#sim-free){display:grid;grid-template-columns:58px minmax(0,1fr);align-items:stretch;overflow:hidden;border:1px solid #adb6c7;border-radius:12px;background:#fff}.planning-event-grid .money-control:focus-within,.sim-value:has(#sim-need):focus-within,.sim-value:has(#sim-3a):focus-within,.sim-value:has(#sim-free):focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,47,138,.14)}.planning-event-grid .money-control>span,.sim-value:has(#sim-need)>span,.sim-value:has(#sim-3a)>span,.sim-value:has(#sim-free)>span{position:static;display:flex;align-items:center;justify-content:center;transform:none;border-right:1px solid var(--line);background:#f4f6f9;color:var(--muted);font-size:13px;font-weight:800;pointer-events:none}.planning-event-grid .money-control>input,.sim-value:has(#sim-need)>input,.sim-value:has(#sim-3a)>input,.sim-value:has(#sim-free)>input{width:100%;min-width:0;padding:14px 13px;border:0;border-radius:0;box-shadow:none}.planning-event-grid .money-control>input:focus,.sim-value:has(#sim-need)>input:focus,.sim-value:has(#sim-3a)>input:focus,.sim-value:has(#sim-free)>input:focus{outline:0;box-shadow:none}.sim-input-error{margin-top:9px}.sim-rule-help{margin:9px 0 0}.sim-control:has(#sim-need),.sim-control:has(#sim-3a),.sim-control:has(#sim-free){align-self:start}
@media(max-width:700px){.planning-event-grid .money-control,.sim-value:has(#sim-need),.sim-value:has(#sim-3a),.sim-value:has(#sim-free){grid-template-columns:54px minmax(0,1fr)}.planning-event-grid .money-control>input,.sim-value:has(#sim-need)>input,.sim-value:has(#sim-3a)>input,.sim-value:has(#sim-free)>input{font-size:16px}}

/* Pre-live wealth detail and chart event readability */
.asset-breakdown-input{margin-top:14px;border:1px solid var(--line);border-radius:13px;background:#fff}.asset-breakdown-input summary{min-height:48px;padding:14px;color:var(--blue);font-weight:800;cursor:pointer}.asset-breakdown-fields{display:grid;gap:13px;padding:0 14px 14px}.asset-breakdown-fields>div{display:grid;gap:6px}.asset-breakdown-fields label{font-size:13px;font-weight:800}.asset-breakdown-fields .help{margin:0;font-size:12px}.asset-breakdown-total{display:flex!important;align-items:center;justify-content:space-between;gap:12px;padding:13px;border-radius:11px;background:var(--soft)}.asset-breakdown-total span{font-size:13px;font-weight:800}.asset-breakdown-total strong{font-size:18px}.asset-milestone-label{font-weight:750}.asset-money-dot{stroke-width:3}.chart-financial-events>div{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
@media(max-width:700px){.asset-breakdown-fields{grid-template-columns:1fr}.asset-breakdown-total{align-items:flex-start;flex-direction:column}.chart-financial-events>div{grid-template-columns:1fr}.asset-milestone-label{font-size:10px!important}}

/* Final direct-input cleanup */
.planning-horizon-card .age-input,.sim-direct-input{display:grid;grid-template-columns:auto minmax(0,120px);align-items:center;gap:10px;width:max-content;max-width:100%}.planning-horizon-card .age-input span,.sim-direct-input span{font-weight:800}.planning-horizon-card input[type=number],.sim-direct-input input{min-width:0;min-height:48px;font-size:16px;font-weight:800;font-variant-numeric:tabular-nums}.planning-horizon-card output{font-size:14px}.planning-horizon-card .field-error{margin:0}.sim-control .sim-direct-input{margin-top:6px}.sim-return-suffix{font-weight:800}.sim-comparison[hidden]{display:none}.sim-null-state{margin:12px 0 18px;padding:14px 16px;border-radius:12px;background:var(--soft);color:var(--muted)}
@media(max-width:360px){.planning-horizon-card .age-input,.sim-direct-input{grid-template-columns:auto minmax(0,1fr);width:100%}}

/* Final result hierarchy: the answer precedes chart, details and simulator. */
.result-key-message{margin:24px 0 18px;padding:30px;border:1px solid rgba(0,45,84,.16);border-left:5px solid var(--blue);border-radius:5px 20px 20px 5px;background:#f4f7fb;box-shadow:0 14px 36px rgba(8,22,54,.06)}.result-key-message.is-gap{border-left-color:#8d4a4a;background:#fbf7f7}.result-key-message.is-partial{border-left-color:#9b7139;background:#fbf9f4}.result-key-message h2{max-width:900px;margin:5px 0 9px;font-family:var(--serif);font-size:clamp(30px,4.3vw,46px);font-weight:500;line-height:1.12}.result-key-message>p:not(.eyebrow){max-width:800px;margin:0;color:var(--muted);font-size:16px;line-height:1.55}.missing-factor{display:block;margin-top:14px;font-size:19px}.result-key-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:23px}.result-key-metrics article{min-width:0;padding:17px 18px;border:1px solid rgba(0,45,84,.13);border-radius:14px;background:#fff}.result-key-metrics span,.result-key-metrics article>small{display:block;color:var(--muted);font-size:13px;line-height:1.45}.result-key-metrics strong{display:block;margin-top:7px;font-family:var(--serif);font-size:clamp(23px,3vw,31px);font-weight:500;line-height:1.15}.result-key-metrics strong small{display:inline;font-family:var(--sans);font-size:12px}.result-key-metrics article>small{margin-top:7px}.cashflow-details .cashflow-line strong{display:grid;justify-items:end;gap:3px}.cashflow-details .cashflow-line strong small{color:var(--muted);font-size:12px;font-weight:650}.cashflow-details .thirteenth-note{display:grid;gap:4px}.accumulation-panel{margin-top:18px}
@media(max-width:700px){.result-key-message{margin-top:18px;padding:20px 17px}.result-key-message h2{font-size:clamp(28px,9vw,38px)}.result-key-metrics{grid-template-columns:1fr;gap:9px;margin-top:18px}.result-key-metrics article{padding:14px 15px}.cashflow-details .cashflow-line strong{justify-items:start}}

/* Simulator final UX */
.sim-primary-result{margin:22px 0}.sim-primary-result .sim-status{margin:0 0 10px}.sim-null-state{display:grid;gap:5px;margin:0;padding:18px 20px}.sim-null-state strong{color:var(--ink);font-size:17px}.sim-null-state span{color:var(--muted)}.sim-primary-changed{padding:24px;border:1px solid rgba(0,45,84,.15);border-radius:18px;background:#f5f8fc}.sim-primary-changed>h3{max-width:850px;margin:0 0 18px;font-family:var(--serif);font-size:clamp(25px,3.3vw,36px);font-weight:500;line-height:1.2}.sim-primary-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.sim-primary-metrics article{min-width:0;padding:16px;border:1px solid var(--line);border-radius:14px;background:#fff}.sim-primary-metrics h4{margin:0 0 11px;font-size:14px}.sim-primary-metrics dl,.sim-primary-metrics dl div{margin:0}.sim-primary-metrics dl{display:grid;gap:7px}.sim-primary-metrics dl div{display:grid;grid-template-columns:minmax(70px,.7fr) minmax(0,1.3fr);gap:8px}.sim-primary-metrics dt{color:var(--muted);font-size:12px}.sim-primary-metrics dd{margin:0;font-weight:800;text-align:right}.sim-primary-chart{margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}.sim-primary-chart>h3{margin:0 0 12px;font-size:19px}.sim-assumptions{margin-top:18px;padding:24px;border:1px solid var(--line);border-radius:18px;background:#fff}.sim-assumptions>h3{margin:0 0 18px;font-family:var(--serif);font-size:28px;font-weight:500}.sim-assumptions .sim-controls{margin-top:0}.sim-control select#sim-return-range{width:100%;min-height:48px;font-size:16px;font-weight:750}.sim-control output[hidden]{display:none!important}.sim-detail-comparison{margin:16px 0}.sim-detail-comparison .sim-comparison{margin:0 20px 20px}.simulator .sim-reset{margin-top:20px}.sim-primary-chart .sim-compare{stroke:#68758e;stroke-dasharray:10 7}.sim-primary-chart .sim-basis{stroke:#002d54}
@media(max-width:760px){.sim-primary-changed{padding:18px 14px}.sim-primary-metrics{grid-template-columns:1fr}.sim-primary-metrics dd{text-align:left}.sim-primary-metrics dl div{grid-template-columns:90px minmax(0,1fr)}.sim-assumptions{padding:18px 13px}.sim-primary-chart .sim-chart{width:100%}.sim-detail-comparison .sim-comparison{margin:0 12px 14px}}

/* Indicative PK mixed-benefit calculation */
.mixed-estimate{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:12px}.mixed-estimate article{min-width:0;padding:15px;border:1px solid rgba(0,45,84,.14);border-radius:13px;background:#fff}.mixed-estimate span,.mixed-estimate strong,.mixed-estimate b{display:block}.mixed-estimate span{margin-bottom:5px;color:var(--muted);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.mixed-estimate strong{font-size:13px;line-height:1.4}.mixed-estimate b{margin-top:8px;color:var(--blue);font-family:var(--serif);font-size:25px;font-weight:500}.mixed-estimate-note{margin:12px 0;color:var(--muted);font-size:13px;line-height:1.55}.mixed-manual-values{display:grid;gap:12px;margin-top:14px;padding:14px;border:1px solid var(--line);border-radius:13px;background:#fff}.mixed-manual-values[hidden]{display:none}.mixed-manual-values>.help{margin:0}.mixed-manual-actions{display:flex;flex-wrap:wrap;gap:9px}.mixed-manual-state:not(:empty){padding:10px;border-radius:10px;background:#fff8e9;color:#654b21}.mixed-guard #use-manual-mixed[hidden]{display:none}
@media(max-width:600px){.mixed-estimate{grid-template-columns:1fr}.mixed-estimate b{font-size:23px}.mixed-manual-actions{display:grid}.mixed-manual-actions button,.mixed-guard #use-manual-mixed{width:100%}}
.asset-chart-tooltip .tooltip-event{display:inline-flex;align-items:center;gap:5px;font-weight:800}.asset-chart-tooltip .tooltip-event:before{content:"";width:9px;height:9px;border-radius:50%;background:#3f8b7b}.asset-chart-tooltip .tooltip-event.is-expense:before{background:#a65b51}

/* Scenario dates and AHV start communication */
.scenario-timeline{grid-template-columns:repeat(2,minmax(0,1fr))}.scenario-timeline.has-bridge{grid-template-columns:repeat(3,minmax(0,1fr))}@media(max-width:760px){.scenario-timeline,.scenario-timeline.has-bridge{grid-template-columns:1fr}}
.ahv-start-note{margin-top:2px}.ahv-claim-card{display:grid;gap:6px;margin:0 0 10px;padding:14px 16px;border:1px solid rgba(30,47,138,.16);border-radius:14px;background:#f7f9ff}.ahv-claim-card .legend{margin:0}.ahv-claim-card strong{font-size:17px}.ahv-claim-card .help{margin:0}.ahv-claim-card a{color:var(--blue);font-weight:750}.ahv-reference-input-note{margin:0 0 14px}
.ahv-source-choice{margin:0 0 16px;padding:0;border:0}.ahv-source-choice>legend{margin-bottom:10px;font-weight:800}.ahv-source-panel{display:grid;gap:14px;margin:0 0 16px;padding:16px;border:1px solid var(--line);border-radius:15px;background:#fff}.ahv-source-panel[hidden]{display:none}.ahv-external-link{display:inline-flex;width:max-content;min-height:46px;align-items:center;text-decoration:none}.ahv-none-panel>p{margin:0;color:var(--muted);line-height:1.55}.ahv-none-panel>button{width:max-content}.ahv-thirteenth-note{margin:10px 0 0}@media(max-width:760px){.ahv-source-panel{padding:14px}.ahv-external-link,.ahv-none-panel>button{width:100%;justify-content:center;text-align:center}.ahv-source-choice .choice{padding:14px}}
.ahv-source-choice[hidden],.ahv-selected-source[hidden]{display:none}.ahv-selected-source{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin:0 0 14px;padding:13px 15px;border:1px solid rgba(30,47,138,.16);border-radius:13px;background:var(--soft)}.ahv-selected-source strong,.ahv-selected-source small{display:block}.ahv-selected-source small{margin-top:3px;color:var(--muted)}.ahv-selected-source button,.ahv-inline-link{padding:2px;border:0;background:transparent;color:var(--blue);font:inherit;font-size:13px;font-weight:800;text-decoration:underline;cursor:pointer}.ahv-inline-link{width:max-content;min-height:0}.ahv-none-panel h3{margin:0 0 5px;font-family:var(--serif);font-size:24px;font-weight:500}.ahv-none-panel>p{margin:0}@media(max-width:760px){.ahv-selected-source{align-items:flex-start;flex-wrap:wrap}.ahv-selected-source button{margin-left:auto;white-space:normal}.ahv-inline-link{width:auto;text-align:left}.ahv-none-panel h3{font-size:22px}}
.ahv-reference-guidance{margin:0 0 14px;color:var(--muted);font-size:13px;line-height:1.5}.ahv-reference-guidance[hidden]{display:none}.ahv-reference-guidance p{margin:0}.ahv-reference-guidance p+p{margin-top:4px}.ahv-source-panel .ahv-external-link{line-height:1.4}

/* Pre-live final: authoritative AHV context and compact simulator assumptions */
.reference-age-card{border:1px solid rgba(30,47,138,.16);border-radius:16px;background:#f7f9ff;padding:14px 16px}.reference-age-card span,.reference-age-card small{display:block;color:#64748b}.reference-age-card strong{display:block;margin:4px 0;font-size:22px;color:#1e2f8a}.choices .choice a{display:inline-block;margin-top:7px;font-size:13px;font-weight:750}.partial-projection{display:block;margin-top:16px}.sim-asset-treatments>div{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:10px}.sim-asset-treatments label{display:inline-flex;gap:6px;align-items:center}
.reference-age-card strong+span{margin-top:12px}.date-comparison{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:12px}.date-comparison p{display:grid;gap:4px;margin:0;padding:12px;border-radius:12px;background:var(--soft)}.date-comparison span{color:var(--muted);font-size:12px;font-weight:700}.date-comparison strong{font-size:15px}@media(max-width:760px){.date-comparison{grid-template-columns:1fr}.reference-age-card strong{font-size:19px}}
.retirement-timing-info{margin-top:12px;padding:14px 16px;border-left:6px solid #b98524;border-radius:12px;background:#fff3d6;color:var(--navy)}.retirement-timing-info strong{display:block}.retirement-timing-info p{margin:5px 0 0;line-height:1.5}.retirement-timing-info[hidden]{display:none}
.budget-helper{margin-top:14px;border:1px solid var(--line);border-radius:14px;background:#fff}.budget-helper summary{min-height:48px;padding:14px 16px;color:var(--blue);font-weight:800;cursor:pointer}.budget-helper-body{padding:0 16px 16px}.budget-helper-body>p{color:var(--muted);font-size:13px}.budget-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.budget-grid>div{display:grid;gap:6px}.budget-grid label{font-size:13px;font-weight:750}.budget-total{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-top:16px;padding:14px;border-radius:12px;background:var(--soft)}.budget-total span{font-size:13px;font-weight:750}.budget-total strong{font-size:18px}.budget-helper button{min-height:46px;margin-top:12px}.budget-guidance-placeholder{display:block;border:0;background:transparent;color:var(--muted);padding:8px 0;text-decoration:underline}.budget-guidance-placeholder:disabled{opacity:.72}.budget-helper #budget-guidance-status{margin:4px 0 0}@media(max-width:760px){.budget-grid{grid-template-columns:1fr}.budget-total{align-items:flex-start;flex-direction:column}.budget-helper summary{min-height:52px}.budget-helper button{width:100%}}
.asset-detail-intro{padding:.85rem;background:#f4f8fb;border-radius:.65rem;margin-bottom:1rem}.asset-breakdown-input>div section+section{margin-top:1.4rem}.asset-position{border:1px solid #c9d7e2;border-radius:.75rem;padding:1rem;margin:.75rem 0;background:#fff}.asset-position-head{display:flex;align-items:center;justify-content:space-between;gap:1rem}.asset-position-fields{display:grid;grid-template-columns:1.25fr 1fr 1.2fr;gap:.8rem;margin-top:.8rem}.asset-position-fields label{display:block;font-weight:600;margin-bottom:.3rem}.asset-position-fields input{width:100%;box-sizing:border-box}.asset-money-control{display:grid;grid-template-columns:54px minmax(0,1fr);align-items:stretch;overflow:hidden;border:1px solid #8ca1b2;border-radius:.45rem;background:#fff}.asset-money-control>span{display:flex;align-items:center;justify-content:center;border-right:1px solid #c9d7e2;background:#f4f6f9;color:var(--muted);font-size:.82rem;font-weight:800}.asset-money-control>input{min-width:0;padding:.72rem;border:0;border-radius:0;box-shadow:none;font-variant-numeric:tabular-nums}.asset-money-control:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px rgba(30,47,138,.14)}.asset-money-control>input:focus{outline:0;box-shadow:none}.percent-stepper{display:grid;grid-template-columns:42px minmax(82px,1fr) 42px;gap:.35rem;align-items:stretch}.percent-stepper>button{min-height:44px;border:1px solid #8ca1b2;border-radius:.45rem;background:#f4f6f9;color:var(--blue);font-size:1.25rem;font-weight:800;cursor:pointer}.percent-stepper>button:focus-visible{outline:3px solid rgba(30,47,138,.25);outline-offset:1px}.percent-control{display:grid;grid-template-columns:minmax(0,1fr) 28px;align-items:center;border:1px solid #8ca1b2;border-radius:.45rem;overflow:hidden}.percent-control input{min-width:0;padding:.72rem .35rem .72rem .65rem;border:0;box-shadow:none;text-align:right}.percent-control span{padding-right:.55rem}.field-warning{color:#7a4b00;font-size:.86rem;margin:.35rem 0 0}.asset-remove{border:0;background:transparent;color:#075985;text-decoration:underline;cursor:pointer}.contribution-target{display:flex;gap:.5rem;margin-top:.8rem}.is-calculated-total .money-control{background:#f4f6f9}.is-calculated-total input{cursor:default;color:var(--ink)}.position-result{display:grid;grid-template-columns:1.3fr repeat(4,1fr);gap:.6rem;padding:.65rem 0;border-bottom:1px solid #dbe4ea}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:600px){.asset-position-fields,.position-result{grid-template-columns:1fr}.asset-position{padding:.8rem}.asset-add{width:100%}.percent-stepper{grid-template-columns:46px minmax(0,1fr) 46px}.asset-money-control{grid-template-columns:54px minmax(0,1fr)}}
@media(max-width:330px){.asset-position{margin-left:-.35rem;margin-right:-.35rem}.asset-position-head{align-items:flex-start;flex-direction:column}}

/* Owner-review refinement: semantic navy basis and gold comparison columns. */
.comparison-column-head strong:nth-child(2){padding:10px 14px;border-left:3px solid #1e2f8a;background:#f5f7fc;color:#15235f}.comparison-column-head strong:nth-child(3){padding:10px 14px;border-left:3px solid #9a6a1a;background:#fff9ec;color:#6f4808}.comparison-basis{align-self:stretch;padding:13px 14px;border-left:3px solid #1e2f8a;background:#f5f7fc}.comparison-edit{align-self:stretch;padding:13px 14px;border-left:3px solid #9a6a1a;background:#fff9ec}.comparison-fixed-row .comparison-edit{display:grid;grid-template-columns:1fr;gap:5px}.comparison-fixed-row .comparison-edit small{color:#6f5a32;line-height:1.4}.comparison-event-actions{display:flex;gap:12px;flex-wrap:wrap}.comparison-event-actions button,[data-comparison-event-restore]{min-height:40px;padding:7px 10px;border:1px solid #9a6a1a;border-radius:9px;background:#fff;color:#6f4808;font-weight:750;cursor:pointer}.comparison-event-add-more{margin:14px 20px 18px}.comparison-event-row .comparison-change{padding-top:3px}.comparison-event-row.is-changed .comparison-edit{font-weight:650}
.comparison-return,.comparison-return>button,.comparison-return .percent-control,.comparison-return .percent-control input,.comparison-return .percent-control span{background:#fff}.comparison-return .percent-control{border-color:#9b8a68}.comparison-return .percent-control span{display:flex;align-self:stretch;align-items:center;padding-right:.55rem}.comparison-event-group #sim-event-form{margin:0 20px 20px;padding:20px;border:1px solid #d8c79f;border-radius:12px;background:#fff}.comparison-matrix+.sim-reset{display:block;margin:18px 0 0}.sim-primary-result:empty{display:none}
.result-head h1{color:var(--blue);font-size:clamp(36px,4.2vw,42px);line-height:1.12;letter-spacing:-.025em}.result-key-message h2{color:var(--blue)}.result-key-message.is-comparison>.eyebrow{color:#8a5b12}.scenario-timeline.is-combined{grid-template-columns:minmax(0,1fr)}
.scenario-timeline{grid-template-columns:repeat(2,minmax(0,1fr))}.scenario-event-group{display:grid;align-content:start;gap:.65rem;min-width:0;padding:.85rem;border-radius:12px;background:var(--soft)}.scenario-event-chips{display:flex;flex-wrap:wrap;gap:.4rem}.scenario-event-chip{display:inline-flex;align-items:center;width:max-content;max-width:100%;padding:.28rem .55rem;border:1px solid rgba(30,47,138,.14);border-radius:999px;background:rgba(255,255,255,.72);color:var(--blue);font-size:11px;font-weight:750;line-height:1.3;cursor:default}.scenario-event-group p{display:flex;align-items:baseline;flex-wrap:wrap;gap:.3rem;padding:0;background:transparent}.scenario-event-group p strong{font-size:14px}.scenario-event-group p span{font-size:12px}.scenario-bridge{grid-column:1/-1}
@media(max-width:760px){.scenario-timeline{grid-template-columns:1fr}.scenario-event-group{padding:.75rem}.scenario-event-chips{gap:.35rem}.scenario-bridge{grid-column:auto}}
.result-method-note{display:block;margin:14px 0;padding:12px 14px;border:0;border-left:3px solid var(--blue);border-radius:0 9px 9px 0;background:#f7f9ff;color:var(--muted);font-size:13px;font-weight:400;line-height:1.55;box-shadow:none}.result-method-note strong{font-weight:400}.result-method-note--estimate{border-left-color:#a66e34;background:#fff9ee}.result-method-note p{margin:0}.result-details>.result-method-note{margin:12px 20px 16px}.pk-benefit-selection .result-method-note{margin:16px 0 0}.capital-tax-result>.result-method-note{margin:14px 0}@media(max-width:760px){.result-method-note{margin:12px 0;padding:11px 12px;font-size:13px;font-weight:400;line-height:1.55}.result-details>.result-method-note{margin:10px 13px 14px}}
@media(max-width:700px){.result-head h1{font-size:clamp(29px,9vw,36px)}}
.retirement-wealth-summary{display:grid;margin:0;font-variant-numeric:tabular-nums}.retirement-wealth-summary>div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:18px;align-items:baseline;padding:11px 0;border-bottom:1px solid var(--line)}.retirement-wealth-summary dt{min-width:0;text-align:left;color:var(--muted);line-height:1.4}.retirement-wealth-summary dd{margin:0;text-align:right;white-space:nowrap;font-weight:750}.retirement-wealth-summary .is-total dt,.retirement-wealth-summary .is-total dd,.retirement-wealth-summary .is-available dt,.retirement-wealth-summary .is-available dd{color:var(--ink);font-weight:800}.wealth-calculation-details{margin-top:18px;border:1px solid var(--line);border-radius:15px;background:#fff}.wealth-calculation-details>summary{position:relative;min-height:54px;padding:16px 48px 16px 20px;cursor:pointer;font-weight:800;list-style:none}.wealth-calculation-details>summary::-webkit-details-marker{display:none}.wealth-calculation-details>summary:after{content:"+";position:absolute;right:20px;color:var(--blue);font-size:22px;font-weight:500}.wealth-calculation-details[open]>summary:after{content:"−"}.wealth-calculation-details>summary:focus-visible{outline:3px solid rgba(30,47,138,.22);outline-offset:3px}.wealth-calculation-details>.asset-breakdown{margin:0 20px 18px;padding-top:4px;border-top:0}.wealth-calculation-details>.model-status,.wealth-calculation-details>.result-method-note{margin-left:20px;margin-right:20px}.wealth-reconciliation-row,.wealth-net-inflow-row{display:grid!important;grid-template-columns:minmax(0,1fr) auto!important;gap:18px!important;align-items:baseline}.wealth-reconciliation-row span,.wealth-net-inflow-row span{text-align:left}.wealth-reconciliation-row strong,.wealth-net-inflow-row strong{text-align:right;white-space:nowrap}.wealth-reconciliation-row.is-available{border-top:1px solid var(--line);font-weight:800}.wealth-net-inflow-row{color:var(--muted);font-size:13px}.wealth-net-inflow-row strong{font-size:14px}@media(max-width:420px){.retirement-wealth-summary>div{grid-template-columns:minmax(0,1fr);gap:5px}.retirement-wealth-summary dd{width:100%;text-align:right}.wealth-calculation-details>.asset-breakdown{margin-left:13px;margin-right:13px}.wealth-calculation-details>.model-status,.wealth-calculation-details>.result-method-note{margin-left:13px;margin-right:13px}.wealth-reconciliation-row,.wealth-net-inflow-row{grid-template-columns:minmax(0,1fr)!important;gap:5px!important}.wealth-reconciliation-row strong,.wealth-net-inflow-row strong{width:100%;text-align:right}}
@media(max-width:760px){.comparison-basis{border-left:3px solid #1e2f8a;background:#f5f7fc}.comparison-edit{border-left:3px solid #9a6a1a;background:#fff9ec}.comparison-basis:before{color:#15235f}.comparison-edit:before{color:#6f4808}.comparison-event-add,.comparison-event-add-more{width:100%;margin-left:0;margin-right:0}.comparison-event-add-more{width:calc(100% - 32px);margin:14px 16px 18px}}

/* Income and expenses: actual recurring monthly payments and annual totals. */
.cashflow-phase{margin:-7px 0 18px;color:var(--muted);font-weight:700}.cashflow-table-wrap{overflow-x:auto}.cashflow-table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}.cashflow-table th,.cashflow-table td{padding:13px 16px;border-bottom:1px solid var(--line)}.cashflow-table thead th{color:var(--muted);font-size:13px;text-align:right}.cashflow-table thead th:first-child,.cashflow-table tbody th{text-align:left}.cashflow-table tbody th{font-weight:650}.cashflow-table td{white-space:nowrap;text-align:right;font-weight:750}.cashflow-table td small{display:block;color:var(--muted);font-size:11px}.cashflow-table .cashflow-total th,.cashflow-table .cashflow-total td{border-top:2px solid var(--ink);font-size:17px}.cashflow-table .cashflow-balance th,.cashflow-table .cashflow-balance td{border-bottom:0;font-size:17px}.cashflow-panel .capital-flow{margin-top:18px}
@media(max-width:420px){.cashflow-table,.cashflow-table tbody,.cashflow-table tr,.cashflow-table th,.cashflow-table td{display:block}.cashflow-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.cashflow-table tr{display:grid;grid-template-columns:1fr 1fr;margin:0;padding:13px 0;border-bottom:1px solid var(--line)}.cashflow-table th,.cashflow-table td{padding:0;border:0}.cashflow-table tbody th{grid-column:1/-1;margin-bottom:9px}.cashflow-table td{display:grid;gap:3px;white-space:normal;text-align:left}.cashflow-table td:before{content:attr(data-label);color:var(--muted);font-size:11px;font-weight:650}.cashflow-table .cashflow-total,.cashflow-table .cashflow-balance{padding-top:15px}.cashflow-table .cashflow-total th,.cashflow-table .cashflow-total td,.cashflow-table .cashflow-balance th,.cashflow-table .cashflow-balance td{border:0;font-size:16px}}

/* Privacy-minimal professional-review conversion test */
.professional-review{margin:22px 0;padding:30px;border:1px solid rgba(154,106,26,.45);border-radius:20px;background:#fff}.professional-review h2{margin:0 0 12px;color:var(--blue);font-family:var(--serif);font-size:clamp(27px,4vw,36px);font-weight:500}.professional-review-intro>p:not(.eyebrow){max-width:760px;color:var(--muted);line-height:1.6}.professional-review .review-note{color:#6f4808;font-weight:700}.professional-review-intro>.primary{margin-top:10px}.professional-review form{margin-top:28px;padding-top:26px;border-top:1px solid var(--line)}.professional-review form[hidden],.review-confirmation[hidden]{display:none}.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.review-grid .full{grid-column:1/-1}.review-grid textarea{width:100%;padding:13px 14px;border:1px solid #adb6c7;border-radius:12px;font:inherit;resize:vertical}.review-topics{margin:0;padding:0;border:0}.review-topics legend{margin-bottom:10px}.review-topics legend small{color:var(--muted);font-weight:500}.review-topics label{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;margin:8px 0;font-weight:600}.review-consent{display:grid;grid-template-columns:22px 1fr;gap:11px;align-items:start}.review-consent input,.review-topics input{width:20px;min-height:20px;margin:1px 0}.review-privacy{margin:0;padding:16px;border-left:3px solid #9a6a1a;background:#fff9ec;color:var(--muted);font-size:13px;line-height:1.6}.review-status.error{margin-top:16px;padding:14px;background:var(--danger-bg);color:var(--danger)}.review-confirmation{padding:8px 0}.review-confirmation:focus{outline:3px solid rgba(30,47,138,.2);outline-offset:5px}.review-confirmation p{color:var(--muted);line-height:1.6}.review-hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}@media(max-width:600px){.professional-review{padding:22px 16px}.review-grid{grid-template-columns:1fr}.review-grid .full{grid-column:auto}.professional-review-intro>.primary,.review-submit button{width:100%}}
@media(max-width:330px){.professional-review{margin-left:-4px;margin-right:-4px;padding:18px 12px}.professional-review h2{font-size:25px}}

/* RC UX polish: consistent editable numbers and keyboard/touch affordances. */
.step input[inputmode=numeric],.step input[inputmode=decimal],.step input[type=number],.simulator input[inputmode=numeric],.simulator input[inputmode=decimal],.comparison-matrix input[inputmode=numeric],.comparison-matrix input[inputmode=decimal]{font-family:var(--sans);font-size:clamp(20px,2vw,24px);font-weight:400;font-variant-numeric:tabular-nums;letter-spacing:0}
.step input::placeholder,.simulator input::placeholder,.comparison-matrix input::placeholder{color:#7b8496;font-weight:400;opacity:1}

/* Final RC result presentation: accessible scenario chart and calm assumptions grid. */
.sim-legend.compare span{border-top-color:#a66e34;border-top-style:dashed}.sim-chart-explained{margin-top:8px}.sim-chart-explained p{position:static;width:auto;box-shadow:none}.sim-gridline{stroke:#e4e8ee;stroke-width:1}.sim-y-label{font-variant-numeric:tabular-nums}.sim-primary-chart .sim-basis{stroke:#002d54}.sim-primary-chart .sim-compare{stroke:#a66e34;stroke-dasharray:10 7}.sim-end-label{font-size:11px!important;font-weight:850}.sim-end-basis{fill:#002d54!important}.sim-end-compare{fill:#8a5729!important}.assumption-overview{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin:0}.assumption-overview>div{display:grid;grid-template-columns:minmax(120px,.8fr) minmax(0,1.2fr);gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}.assumption-overview dt{font-weight:800}.assumption-overview dd{margin:0;color:var(--muted);line-height:1.45}.cashflow-table .cashflow-gap th,.cashflow-table .cashflow-gap td{font-size:16px}.thirteenth-note{margin:14px 0 0;color:var(--muted);font-size:13px;line-height:1.5}
@media(max-width:700px){.assumption-overview{grid-template-columns:1fr}.assumption-overview>div{grid-template-columns:1fr;gap:3px}.sim-chart-legend{align-items:flex-start}.sim-chart-explained p{width:auto}.sim-y-label{font-size:10px!important}}
.money-control>span,.asset-money-control>span,.comparison-money>span,.percent-control>span{font-size:13px;font-weight:600}
button:focus-visible,summary:focus-visible{outline:3px solid rgba(30,47,138,.24);outline-offset:2px}
.step details>summary{display:flex;min-height:44px;align-items:center;line-height:1.4}
.step h2[tabindex="-1"]:focus{outline:none}
@media(max-width:700px){.step .actions{position:static;margin:28px 0 0;padding:0;background:transparent;border-radius:0}}
@media(max-width:700px){.step input[inputmode=numeric],.step input[inputmode=decimal],.step input[type=number],.simulator input[inputmode=numeric],.simulator input[inputmode=decimal],.comparison-matrix input[inputmode=numeric],.comparison-matrix input[inputmode=decimal]{font-size:clamp(16px,6vw,22px)}}

/* API v1.7: progressive price-basis disclosure and real-value audit. */
.ahv-price-basis-note{margin:0 0 12px;padding:12px 14px;border-left:3px solid #1e2f8a;background:#f7f9ff}.price-basis-details{margin:12px 0 18px;border:1px solid var(--line);border-radius:13px;background:#fff}.price-basis-details>summary{padding:13px 15px;color:var(--blue);font-weight:800;cursor:pointer}.price-basis-details>.field,.price-basis-details>.fields{margin:0;padding:0 15px 15px}.price-basis-details select{width:100%;min-height:46px;padding:9px 11px;border:1px solid #8ca1b2;border-radius:9px;background:#fff;font:inherit}.pk-price-basis-details{grid-column:1/-1}.pk-real-orientation{margin:8px 0 0;color:var(--muted);font-size:13px;line-height:1.5}.normalization-details{margin-top:18px}.normalization-details>summary{font-weight:800}.normalization-item{padding:14px 0;border-bottom:1px solid var(--line)}.normalization-item h4{margin:0 0 10px}.normalization-item dl{display:grid;gap:8px;margin:0}.normalization-item dl>div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:18px}.normalization-item dt{color:var(--muted)}.normalization-item dd{margin:0;font-weight:800;text-align:right}.normalization-details>.help{margin:14px 0 0}
@media(max-width:420px){.normalization-item dl>div{grid-template-columns:1fr;gap:3px}.normalization-item dd{text-align:left}.price-basis-details>.fields{grid-template-columns:1fr}}

/* API v1.8: nominal primary view with a progressive purchasing-power view. */
.v18-need-milestones{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.v18-need-milestones>div{display:grid;gap:5px;padding:14px;border:1px solid var(--line);border-radius:12px;background:#fff}.v18-need-milestones span{color:var(--muted);font-size:14px}.v18-need-milestones strong{color:var(--blue);font-size:clamp(18px,2.2vw,25px)}.v18-need-milestones>p{grid-column:1/-1;margin:0;color:var(--muted)}.purchasing-power-details{margin-top:16px}.purchasing-power-details>summary{font-weight:800;color:var(--blue)}.purchasing-power-details dd small{display:block;color:var(--hint);font-size:12px}
@media(max-width:420px){.v18-need-milestones{grid-template-columns:1fr}.v18-need-milestones>p{grid-column:auto}.v18-need-milestones,.purchasing-power-details{max-width:100%;overflow-wrap:anywhere}}

/* Direct, verified pension-fund contact navigation. */
.pk-directory-results a{display:flex;min-height:48px;align-items:center;padding:10px 12px;border:1px solid var(--blue);border-radius:10px;background:#fff;color:var(--blue);font-weight:800;text-align:left;text-decoration:none;cursor:pointer}.pk-directory-results a:hover{background:var(--soft)}.pk-directory-results a:focus-visible{outline:3px solid rgba(30,47,138,.25);outline-offset:2px}.pk-unlisted-fallback{display:grid;gap:12px}.pk-unlisted-fallback[hidden]{display:none}.pk-unlisted-fallback>p{margin:0}.pk-contact-search{display:flex;width:100%;min-height:54px;align-items:center;justify-content:center;color:#fff;text-align:center;text-decoration:none}.pk-contact-search[aria-disabled=true]{opacity:.55;cursor:not-allowed;pointer-events:none}.pk-unlisted-fallback .help{margin:0}@media(max-width:760px){.pk-contact-search{width:100%}}
.pk-contact-suggestion{margin-top:4px;padding-top:14px;border-top:1px solid var(--line)}.pk-contact-suggestion summary{color:var(--blue);font-weight:800;cursor:pointer}.pk-contact-suggestion #pk-contact-suggestion-form{display:grid;gap:13px;margin-top:14px;padding:15px;border-radius:12px;background:#fff}.pk-suggestion-name{display:grid;gap:3px;margin:0}.pk-suggestion-name span{color:var(--muted);font-size:12px}.pk-suggestion-honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.pk-contact-suggestion button{width:100%}@media(max-width:760px){.pk-contact-suggestion #pk-contact-suggestion-form{padding:13px}.pk-contact-suggestion input,.pk-contact-suggestion button{width:100%}}

/* One selectable, copy-ready email block. */
.pk-request-draft textarea{box-sizing:border-box;max-width:100%;padding:16px;line-height:1.55;overflow-wrap:anywhere;white-space:pre-wrap}

/* Estimated capital-withdrawal tax (API v1.9). */
.capital-tax-result{margin-top:18px}.capital-tax-result>h2{margin:4px 0 20px;font-family:var(--serif);font-size:clamp(27px,4vw,38px);font-weight:500}.capital-tax-sources{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.capital-tax-sources>section{min-width:0;padding:17px;border:1px solid var(--line);border-radius:14px;background:#fff}.capital-tax-sources h3{margin:0 0 12px;font-size:16px}.capital-tax-sources dl{display:grid;gap:8px;margin:0}.capital-tax-sources dl>div{display:flex;justify-content:space-between;gap:12px}.capital-tax-sources dt{color:var(--muted);font-size:13px}.capital-tax-sources dd{margin:0;text-align:right;font-variant-numeric:tabular-nums}.capital-tax-total{background:var(--soft)!important}.capital-tax-result>p{color:var(--muted);line-height:1.5}.capital-tax-disclaimer{color:var(--ink)!important}.capital-tax-sensitivity{margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}.capital-tax-sensitivity h3{margin:0 0 12px}.capital-tax-table-wrap{overflow-x:auto}.capital-tax-sensitivity table{width:100%;min-width:680px;border-collapse:collapse}.capital-tax-sensitivity th,.capital-tax-sensitivity td{padding:10px;border-bottom:1px solid var(--line);text-align:right;font-size:13px}.capital-tax-sensitivity th:first-child{text-align:left}.capital-tax-deduction-row strong{color:#8d4a4a}
@media(max-width:760px){.capital-tax-sources{grid-template-columns:1fr}.capital-tax-result{padding:20px 16px}.capital-tax-table-wrap{margin-inline:-4px}.capital-tax-sensitivity table{min-width:620px}}

/* Savings projection details remain readable after basis/comparison refreshes. */
.position-group+.position-group{margin-top:1.5rem}.position-summary{margin:.75rem 0 0;padding:.75rem 1rem;border-radius:10px;background:var(--soft)}.position-summary>div{display:flex;justify-content:space-between;gap:1rem;padding:.3rem 0}.position-summary dt,.position-summary dd{margin:0}.position-summary dd{text-align:right;font-variant-numeric:tabular-nums}.position-summary-total{font-weight:800;color:var(--blue)}
@media(max-width:600px){.position-summary>div{display:grid;gap:.15rem}.position-summary dd{text-align:left}}

/* Mobile native controls must win over later component display rules. */
@media(max-width:700px){
  .mobile-native-control{display:block}
  .mobile-date-selects{display:grid}
  .mobile-desktop-control{display:none!important}
  .mobile-desktop-control.mobile-custom-active{display:flex!important}
  .mobile-saving-custom{display:none!important}
  .mobile-saving-custom.mobile-custom-active{display:flex!important}
  .mobile-bounded-source{display:none!important}
  .reserve-choices{display:none!important}
}

/* Cross-platform FINAURA scroll-snap pickers; native selects remain the fallback. */
.finaura-picker-overlay{position:fixed;z-index:1000;inset:0;display:grid;align-items:end;padding:max(16px,env(safe-area-inset-top)) max(16px,env(safe-area-inset-right)) max(16px,env(safe-area-inset-bottom)) max(16px,env(safe-area-inset-left));background:rgba(8,22,54,.46)}
.finaura-picker-overlay[hidden]{display:none}.finaura-picker{display:grid;grid-template-rows:auto minmax(0,1fr) auto;width:min(100%,620px);max-height:min(78dvh,680px);margin:0 auto;border-radius:22px 22px 16px 16px;background:#fff;box-shadow:0 24px 70px rgba(8,22,54,.28);overflow:hidden}.finaura-picker>header{padding:20px 20px 12px}.finaura-picker h2{margin:0;font-family:var(--serif);font-size:25px;font-weight:500}.finaura-picker-body{display:grid;min-height:0;padding:0 16px}.finaura-picker-body.is-combined{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.finaura-picker-column{display:grid;grid-template-rows:auto minmax(0,1fr);min-width:0}.finaura-picker-column h3{margin:0;padding:8px;text-align:center;font-size:14px}.finaura-picker-list{min-height:192px;max-height:min(44dvh,360px);padding-block:72px;overflow-y:auto;overscroll-behavior:contain;scroll-snap-type:y mandatory;scrollbar-width:thin;border-block:1px solid var(--line)}.finaura-picker-option{display:block;width:100%;min-height:52px;padding:12px 8px;scroll-snap-align:center;border:0;border-radius:12px;background:transparent;color:var(--muted);font:inherit;font-size:17px;text-align:center;cursor:pointer}.finaura-picker-option.is-selected{background:var(--soft);color:var(--ink);font-weight:850}.finaura-picker-option:focus-visible,.finaura-picker-list:focus-visible{outline:3px solid rgba(30,47,138,.28);outline-offset:-3px}.finaura-picker>footer{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:14px 16px max(16px,env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fff}.finaura-picker>footer button{width:100%;min-width:0;min-height:52px}.finaura-picker-trigger{width:100%;min-height:56px;padding:13px 42px 13px 14px;border:1px solid #adb6c7;border-radius:12px;background:#fff;color:var(--ink);font:inherit;font-size:17px;text-align:left;cursor:pointer}.finaura-picker-trigger:after{content:"⌄";float:right;color:var(--hint)}body.finaura-picker-open{overflow:hidden}
.pk-known-flow,.pk-meta-stage,.pk-meta-stage>.field{width:100%;max-width:100%;min-width:0}.pk-meta-stage{display:block;padding:0;border:0;border-radius:0;background:transparent}.pk-meta-stage[hidden]{display:none}.pk-meta-stage>.field{max-width:none}.pk-meta-stage #pk-statement-date,.pk-meta-stage .finaura-picker-trigger{width:100%;max-width:100%;min-width:0;min-height:56px;box-sizing:border-box;margin-inline:0;padding-inline:32px;text-align:center}.pk-meta-stage #pk-statement-date::-webkit-date-and-time-value{width:100%;min-height:54px;margin:0;text-align:center}.pk-meta-stage .pk-statement-date-trigger{position:relative;align-items:center;justify-content:center;white-space:nowrap}.pk-meta-stage .pk-statement-date-trigger:after{position:absolute;right:14px;top:50%;transform:translateY(-50%)}.pk-date-summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 15px;border:1px solid rgba(30,47,138,.16);border-radius:13px;background:var(--soft)}.pk-date-summary[hidden]{display:none}.pk-date-summary div{display:grid;gap:3px;min-width:0}.pk-date-summary strong{font-size:15px}.pk-date-summary span{color:var(--muted);font-size:13px;line-height:1.4}.pk-date-summary .secondary{min-height:44px;padding:9px 14px}.pk-step-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.pk-step-actions button{width:100%;min-width:0;min-height:56px}
@media(max-width:700px){.step .pk-step-actions{display:grid;margin:28px -20px -27px;padding:14px 20px calc(18px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-radius:0 0 20px 20px}.pk-step-actions button{min-height:56px}}
@media(max-width:700px){.finaura-picker-fallback{display:none!important}.finaura-picker-trigger{display:block}.pk-meta-stage .pk-statement-date-trigger{display:flex}}
@media(max-width:430px){.pk-date-summary{align-items:flex-start;gap:10px;padding:12px}.pk-date-summary .secondary{flex:0 0 auto}}
@media(min-width:701px){.finaura-picker-trigger{display:none!important}}
@media(max-height:520px) and (orientation:landscape){.finaura-picker-overlay{align-items:stretch;padding:8px max(8px,env(safe-area-inset-right)) 8px max(8px,env(safe-area-inset-left))}.finaura-picker{max-height:100%;border-radius:16px}.finaura-picker>header{padding:10px 16px 6px}.finaura-picker h2{font-size:20px}.finaura-picker-list{min-height:120px;max-height:none;padding-block:36px}.finaura-picker-option{min-height:48px;padding:10px 6px}.finaura-picker>footer{padding:8px 12px max(8px,env(safe-area-inset-bottom))}}
@media(max-width:340px){.finaura-picker-overlay{padding-inline:6px}.finaura-picker-body{padding-inline:8px}.finaura-picker-body.is-combined{gap:4px}.finaura-picker-option{padding-inline:3px;font-size:15px}}
@media(prefers-reduced-motion:reduce){.finaura-picker-list{scroll-behavior:auto}.finaura-picker-option{transition:none}}

/* Secure professional-review preview: download and submission remain separate. */
.review-preview{padding:18px;border:1px solid var(--line);border-radius:14px;background:var(--soft)}.review-preview h3{margin:0 0 14px}.review-preview section+section{margin-top:16px}.review-preview h4{margin:0 0 7px}.review-preview p{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:3px 14px;margin:0;padding:8px 0;border-bottom:1px solid var(--line)}.review-preview p span{text-align:right}.review-preview p small{grid-column:1/-1;color:var(--hint)}.review-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px}.review-actions button{width:100%}
@media(max-width:600px){.review-preview p{grid-template-columns:1fr}.review-preview p span{text-align:left}.review-actions{grid-template-columns:1fr}}

.mobile-assumption-note{display:none}@media(max-width:700px){.mobile-wheel-card{position:relative;min-height:72px;padding-right:70px}.mobile-wheel-card>.inflation-summary button{display:none}.mobile-wheel-card>.finaura-picker-trigger{position:absolute;z-index:2;inset:0;width:100%;height:100%;padding:0;border:0;background:transparent;color:transparent}.mobile-wheel-card>.finaura-picker-trigger:after{position:absolute;right:18px;top:50%;color:var(--blue);font-size:22px;transform:translateY(-50%)}.mobile-wheel-card>.inflation-summary{min-height:48px}.mobile-assumption-note{display:block;margin:4px 0 0}.savings-return-stepper>button,.asset-position [data-return-step],.comparison-return>button{display:none!important}.savings-return-stepper,.asset-position .percent-stepper,.comparison-return{grid-template-columns:minmax(0,1fr)!important}.savings-fields>.contribution-return,.asset-position-fields>div:has([data-position-field="return_percent"]),.comparison-edit{grid-column:1/-1;width:100%;min-width:0}.mobile-percent-control{grid-column:1/-1;width:100%;min-width:0}.contribution-return .finaura-picker-trigger,.asset-position .finaura-picker-trigger,.comparison-edit .finaura-picker-trigger{display:block;width:100%!important;max-width:none;min-height:56px;padding-inline:14px 42px;background:var(--soft);border-color:var(--blue);font-size:clamp(14px,4.2vw,17px);font-weight:800;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.contribution-return,.asset-position-fields>div,.comparison-edit{min-width:0}.calculation-details{margin-top:12px}}
.context-error:not([hidden]){display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:12px 14px;border-radius:12px;background:var(--danger-bg)}.context-error .secondary{min-height:48px;padding:10px 14px}@media(max-width:430px){.context-error .secondary{width:100%}}
/* Keep fail-closed review availability messages visible despite legacy .error utility. */
#professional-review-availability.review-status.error{display:block}
.result-actions{justify-content:center;margin:42px 0 28px}.result-actions #restart{min-width:220px}
@media(min-width:801px) and (max-width:900px){.comparison-column-head,.comparison-row{grid-template-columns:minmax(140px,.72fr) minmax(180px,1fr) minmax(0,1.35fr)}.comparison-edit{grid-template-columns:minmax(0,1fr)}.comparison-warning{grid-column:1}.comparison-matrix input,.comparison-matrix select{max-width:100%}}
.asset-breakdown-input>summary{position:relative;padding-right:48px;list-style:none}.asset-breakdown-input>summary::-webkit-details-marker{display:none}.asset-breakdown-input>summary:after{content:"+";position:absolute;right:18px;font-size:22px;font-weight:500}.asset-breakdown-input[open]>summary:after{content:"−"}.position-details-standalone{width:100%;box-sizing:border-box}
.purchasing-power-income dt,.purchasing-power-income dd{display:grid;gap:5px}.purchasing-power-income .real-income{font-size:17px;line-height:1.35}
@media(max-width:700px){.purchasing-power-income{grid-template-columns:minmax(110px,.9fr) minmax(0,1.1fr)!important;gap:8px!important}.purchasing-power-income dd{justify-items:end;text-align:right}.purchasing-power-income .real-income{white-space:normal}}